How to activate ICBC credit card by yourself?
There are two ways to activate:
1. Call the hotline to activate:
You can call the customer service hotline of the credit card center of the issuing bank at 95588 or 400-669-5588. Follow the voice prompts for self-service activation, or you can switch to manual service and ask customer service personnel to help activate. After the call is connected, press "2" to enter the ICBC credit card service, then press "2" to directly enter "Card Activation", and then enter the credit card, valid ID number and other relevant personal information according to the voice prompts. After the identity verification is completed, the card can be successfully activated.
2. Bank official website activation:
Log in to the official website of ICBC, then log in to ICBC e-Life, select "Use Card", and follow the page prompts to enter the cardholder's name and ID. Number, card validity period and other relevant information, click Confirm, and set the credit card consumption password to complete the ICBC credit card activation.
Extended information:
Industrial and Commercial Bank of China (INDUSTRIALANDCOMMERCIALBANKOFCHINA, ICBC for short) was established on January 1, 1984. The head office is located at No. 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government. The basic mission of ICBC is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction.
In February 2017, BrandFinance released the list of the top 500 global brands in 2017, with Industrial and Commercial Bank of China ranking 10th.
On June 20, 2018, the "China's 500 Most Valuable Brands" analysis report was released, and ICBC ranked 4th.
In July 2018, the British "Banker" magazine released the list of the top 1000 global banks in 2018, with Industrial and Commercial Bank of China ranking first.
In 2018, Fortune ranked 26th among the world's top 500 companies.
On December 18, 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and ICBC ranked 43rd.
On June 26, 2019, 8 banks including the Industrial and Commercial Bank of China were among the first to launch online enterprise information verification systems.
In July 2019, it was selected into the 2019 Fortune Global 500, ranking 26th.
In December 2019, ICBC was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony.
On December 18, 2019, the People’s Daily released the China Brand Development Index 100 list, and Industrial and Commercial Bank of China ranked 9th.
On January 4, 2020, it won the "Sustainable Development Effectiveness Award" of the 2020 Finance Evergreen Award.
In March 2020, it was selected as the 6th among the top 500 most valuable global brands in 2020.
In August 2020, the Fortune Global 500 list was released, and Industrial and Commercial Bank of China ranked 24th.
On September 28, 2020, it was selected into the 2020 Top 500 Chinese Enterprises list, ranking fifth.
Products and services include: bank card business, electronic banking, telephone banking, corporate finance, personal finance, and financial derivatives.
How to activate the credit card after receiving it
1. You can call the customer service number of the bank to which the credit card belongs to activate.
2. You can go to the official website of the bank to which the credit card belongs to activate it yourself.
There are many ways to activate a credit card after receiving it. Cardholders can activate online through the card issuer’s credit card exclusive APP, WeChat official account, online banking, customer service phone number, etc., providing the credit card, cardholder’s name, and ID card. Number, mobile phone number and other information are enough. Cardholders can also bring their valid personal identity document, credit card, and "Card Collection Confirmation Letter" to the counter of any card-issuing bank outlet to handle activation procedures. Note that if you apply for a new credit card online, you can only activate it through the branch counter, because the bank still has to go through the interview process. Computer browser: macbookpromos14 opens Google version 92.0.4515.131
If there is a balance in the credit card, the judgment or ruling will be executed. The party's credit card funds are within the scope of property that can be executed.
Frozen credit card debts only freeze the amount of the bank to which your credit card belongs. Banks have no right to freeze your deposits in other banks;
If the balance is overdue for more than three months or the bank demands it, If you fail to repay more than two payments, the bank will freeze your card and list you as a banned customer (blacklist). At the same time, your credit card and malicious overdraft will be enforced.
If you later refuse to repay and the amount you owe exceeds RMB 10,000, you will be sentenced according to Article 196 of the Criminal Law: Credit Card Crimes!
Under what circumstances will the bank freeze a bank card?
The bank card is a credit card (credit card). If it is frozen, it may be that the credit card has had abnormal transactions, such as malicious cash withdrawals and forgery. If the information or password is incorrect continuously, the bank card may be frozen by the bank.
For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.
The bank card is a debit card. If it is frozen, one is a wrong account freeze, which means that the bank mistakenly transfers more money to the depositor's account during the transaction, then the bank may freeze the excess. Lose.
One is judicial freezing. According to relevant provisions of the law, judicial organs can apply to banks to freeze bank cards due to the need to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze.
No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be automatically canceled after 24 hours. If your bank card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration.
If a bank card is reported as lost multiple times in a row, the bank will deem it malicious and freeze the card.
A credit card is a bank card that provides simple credit facilities for non-cash transactions. Banks issue credit certificates to individuals or entities based on the user's creditworthiness and financial status for the purpose of purchasing goods and paying consumption expenses. Consumers can obtain cash and make purchases at designated banks, consumption venues and other places with their card signatures, and can overdraft a certain amount of cash.
How to activate a credit card?
The method of activating a new credit card is as follows:
1. Activate at the bank branch counter: Bring your ID card and credit card to the bank counter for activation That’s it.
2. Customer service phone activation:
(1). Call the 24-hour customer service hotline shown on the back of the credit card and enter the cardholder’s and query password;
< p> (2). Follow the voice prompts and select credit card activation.3. Online activation:
(Browser computer: macbookpromos14 opens Google version 92.0.4515.131)
(1). First log in to the credit card issuing bank Enter the cardholder's password on the online banking page;
(2). Find the "Credit Card Activation" page and enter verification information such as the reserved phone number according to the prompts on the page. If the identity verification is passed, the credit card can be activated.
1. Credit card opening
Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. Card opening is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.
After accepting a credit card, a credit card merchant or bank must review the validity of the credit card and the identity of the cardholder.
2. Credit card identification
The credit card must have at least the following information:
Front: name and logo of the issuing bank, credit card number (organization logo) and hologram Anti-counterfeiting mark, name in English or Pinyin, activation date (generally calculated to month), validity date (generally calculated to month), the latest issued card is equipped with a chip on the front, and the chip account and the card magnetic stripe account are two relatively independent accounts .
Back: Card magnetic stripe, cardholder signature field (signature required after activation), service hotline number, last four digits or all of the number (to prevent fraudulent use), credit card security code (on the back of the credit card) On the signature line, the three digits immediately following the last four digits are used for credit card activation, password management, television, telephone and online transactions, etc.).
How to activate Bank of China credit card by yourself?
Bank of China credit card activation channels:
You can use Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, personal online banking or call the Bank of China credit card customer service hotline 4006695566 for credit card activation.
Warm reminder: If you are a new customer of Bank of China and the new card is applied for through online channels, after receiving the card, you need to bring the credit card attached to the card insertion letter and the valid ID used when applying to the bank you selected when applying. At any Bank of China branch within the province or city, you must complete the identity verification (three-person meeting) and tax declaration to activate the credit card. The specific requirements are subject to the counter processing requirements.
The above content is for your reference, please refer to actual business regulations.
Can self-service banks activate credit cards?
Credit cards cannot be activated at self-service bank ATMs. Generally speaking, when you apply for a card for the first time, you must go to the bank counter to handle the activation business. There are three ways to activate a credit card:
1. Enter the bank's official credit card website to activate. The steps are to click Credit Card Application on the main menu bar of the bank's official website; select Credit Card Activation in the drop-down menu; enter the ID number, credit card and verification code; enter the set query password, and then click the Get Dynamic Code button; enter the code received on your mobile phone Verification code in the text message, click the Next button; select the validity period of the credit card, enter the last three digits of the signature field, the validity period and the last three digits can be viewed on the credit card; select the electronic bill, then click to agree to the agreement and enter the next step One-step button; activation successful.
2. Activate by calling the bank credit card customer service. Follow the prompts specifically: select the credit card button; enter the credit card; enter the ID number; enter the credit card validity period; enter the credit card CVV verification code; activation is successful.
3. Activate by going to the bank counter. Just go to the bank counter with your ID card and credit card, fill out the credit card business application form, and queue up for activation.
That’s it for the introduction of self-service credit card activation.