Credit cards are better.

Visa debit card is an ordinary savings card. You can only deposit money first and then spend money, and cannot overdraft. Credit cards usually allow you to spend money first and then repay, so in terms of convenience, credit cards are better.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back.