It's time for everyone to settle accounts at the end of the year. After a hard year, are you getting farther and farther away from the goals you set at the beginning of the year?
what is the first thing that comes to mind when there is a shortage of funds? Borrowing money, of course. But at least, everyone is also in the Jianghu. Don't lose face? The key point is that in this society, everyone seems to be a "negative" second generation, and they can't talk to anyone. So the emergence of credit cards (debit cards) is not so in line with the trend. When funds are tight at the end of the year, relying on credit cards (debit cards) to increase the quota may be slow and cannot save the emergency. At this time, it is more reliable and realistic to apply for a card.
among many banks, ICBC, which is called "the first bank in the universe", is the most complained by many card users. It is clear that other banks have started several credit cards (debit cards), but ICBC has not been conquered yet. So today Xiaoxue will give you a summary of the skills of applying for ICBC credit card (debit card).
Card friends have many nicknames for ICBC, such as Cosmic Bank, Cabbage Card and Aunt Bank. How did these nicknames come from?
the first line of the universe.
ICBC is a listed bank with the largest market value, the largest customer deposit and the most profit, and its outlets are all over the streets. Let's take a look at ICBC, the English abbreviation of ICBC. We often call it "Love survives", which is domineering and is called the first line of the universe.
Chinese cabbage card.
ICBC's credit card (debit card) has this nickname because there is a peony flower on the card surface of ICBC's credit card (debit card), which looks like a Chinese cabbage at first glance. More importantly, many people will have a low card approval amount, ranging from a few cents to hundreds. Credit cards (debit cards) are also called Chinese cabbage cards.
aunt will do.
The source of aunts is that most of ICBC's counter tellers are middle-aged women, and customers call ICBC "Aunt Bank" in order to express their "love" for ICBC.
after learning about ICBC's past lives from these nicknames, let's learn how to apply for it to avoid fiddling with credit information to the greatest extent. You can do this:
I'm afraid I can't apply for the first card all the time, so I'll spend some time on credit reporting. You can't approve the card because of the credit problem. If the credit needs to be repaired, you can contact me. There are also many skills about applying for a credit card (credit card), raising a card and increasing the limit. You can apply for a single currency card first. The following are recommended, and you can participate in general ICBC's big activities.
peony MasterCard standard platinum credit card (debit card): ICBC black-and-white food card for short, with 2 accounts, is a platinum veteran of ICBC, and has just been re-marketed.
ICBC Zodiac Card: UnionPay is a single currency with time tolerance, which is very important. ICBC forgot to repay the card for one day without time tolerance, and the penalty and interest should not be too much. As for whether it is a day late, it is still uncertain. Just get one. Star cards are multi-currency, as are Struggle cards and airline co-branded cards.
At the end of the year, the bank has sufficient funds, and the application for credit cards is generally relaxed. Let me teach you a little skill for successfully handling large credit cards (debit cards) of ICBC!
ICBC is a bank that pays more attention to assets and running water. Of course, so are other banks. After all, no bank is willing to put its golden beans in the pockets of the "poor". What if it can't get in, don't you think? Therefore, assets and running water have become important proof materials for your card application. Generally, there are these two kinds, and it is not a problem to approve the card.
running water:
the so-called "running water" is your trading information, commonly known as don't control spending money! If you spend more, this transaction flow will naturally accumulate. You can say, I don't even have money. What will it cost? But Xiaoxue wants to say, I can't bear to let my child catch the wolf. Do you still want a big card?
Mode:
Buy ICBC's wealth management products, adhering to the principle of "buy in Qian Duoduo, buy with less money" and follow the principle of buying and selling to accumulate running water.
I also bought a yi Qing machine to operate the assembly line. In this way, when you open your mobile banking application card, the pre-approval amount of credit card (debit card) will come out.
assets:
besides your car, house and deposit can be pledged, you need to apply for a large card.
If you want to apply for a credit card (debit card) with a limit of 2, yuan, you need to prepare 1, yuan yourself. Of course, this is far from enough. You also need to raise 9, yuan (one day) to deposit a total of 1 million yuan in ICBC. After one day, you can borrow 9, yuan first, and then you can wait for the invitation information of large credit cards (credit cards). Usually, the amount is limited. Well, it's time to fight for strength and popularity.