Which bank’s credit card in Harbin is easy to apply for, and what are the requirements?
Currently, all banks require a permanent job, but some banks have special requirements:
1. China Merchants Bank: Currently, as long as you have a permanent job, you can rely on a photocopy of your ID card and work certificate (photocopy of the front of the access card or work certificate from the start of the company, etc.). It is best to go directly to the direct sales place, which is more convenient. China Merchants Bank currently offers many card types, and you can choose according to your preferences.
2. China Construction Bank: At present, China Construction Bank in some areas of the country requires applicants to pay 4 gold before applying (especially in Shanghai). Just an ID card is enough. It is also recommended to go to direct sales.
3. Bank of Communications: Currently, Bank of Communications’ credit cards are divided into three types - Youth Card, Standard Card and Co-branded Card
1) Youth Card: If you graduated in 2003, you have the national Those who have a college degree or above recognized by the Education Commission, have a fixed job (have passed the probation period), and are between 18 and 30 years old can apply with their ID card alone. This can be done over the counter or through direct sales. The limit of this card generally starts at 5,000, and the cash withdrawal limit is the same as the credit limit, making it more cost-effective for young people to use.
2) Standard cards: such as Phoenix Carp Card, the recently launched Expo Card, etc. For such a card, applicants must be over 18 years old, but not over 65 years old; have a regular job and have a pre-tax annual salary of at least 24,000; when applying, they must submit a copy of their ID card, proof of income and proof of residence, if they are in Shenyang , you must also have a real estate certificate. In addition, it is best to pay a fee when applying now. You can submit information to direct sales, because currently the counter no longer accepts personal submissions, unless you apply for a card (you have a credit card from another bank and have held the card for more than 6 months) or you apply for an additional card (you already have a Bank of Communications credit card).
3) Co-branded cards: Currently, Bank of Communications has launched N types of co-branded cards, such as Suning Card, Wal-Mart Card, Jinjiang Inn Card, Aviation Secretary Card, etc. It also launches its own co-branded cards for different regions. Generally, this kind of card can be applied for at direct sales stores or stores like Suning and Wal-Mart. The documents submitted are usually ID card and proof of income or employment. 4. Industrial and Commercial Bank of China: This bank does not have many types of credit cards and is generally not very good at handling them. Because some of the fees are high and the service is not very good.
5. Bank of China: The card design is okay, and the application information is similar to other banks.
6. Agricultural Bank of China: I rarely consider applying for an Agricultural Bank of China credit card, it is not very beautiful.
7. Other small banks:
1) Shanghai Pudong Development Bank: There are not many card types, but some cards are pretty good. The previously launched McDull Card sounds pretty good.
2) CITIC Bank: Some card designs are okay, and there is also QQ card. However, some fee plans are very expensive, and it is difficult to cancel the card.
3) Minsheng Bank: There is a true love card specifically for women, and the card is transparent.
4) Industrial Bank: Currently, there are many types of cards. I recommend getting a Garfield card. Industrial Bank’s customer service is better.
In addition, if you want to apply for a credit card, you must ensure that your credit record is good. At least the previous default record is only a first-level late payment. If you have reached Level 2 late payment, there is generally little hope of applying for a card. When applying for a card, don't listen to the introductions from sales or counter staff. It's best to call the customer service of the credit card center to find out. Which bank's credit card is easy to apply for and what information is required
Whether a credit card is easy to apply for depends on your income level and assets.
1. Credit card application conditions:
1. Be at least 18 years old;
2. Hold a valid ID card;
3 , No bad credit record;
4. Proof of regular employment;
5. Proof of income stamped with the financial seal of the unit;
6. Other proof of financial resources , such as real estate, cars, stocks, bonds, etc.;
7. Social pension insurance certificate.
2. The required materials for applying for a credit card are:
1. Credit card application form (available in the bank window);
2. Original and photocopy of ID card (You can bring the original to the bank to copy);
3. Proof of work and income (these must be stamped by the unit where you work);
4. Those with non-local household registration are also required to provide Domicile certification file;
5. Individuals must also provide the following materials: a verified business license or tax registration certificate that proves they have been operating for more than two years; a business premises contract or proof of self-ownership (that is, a real estate certificate) . Which bank's credit card is easier to apply for and what are the requirements?
The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record . The credit card application result shall be subject to our bank's actual audit. The necessary application files are a copy of your identity certificate and employment certificate. If you can provide other financial proof files, it will be more helpful for us to understand your personal situation and determine your credit limit. If you meet the application conditions for a China Merchants Bank credit card, you can try to apply for a China Merchants Bank credit card through the following methods: 1. Online application: Please open the official credit card website of our bank, select the horizontal menu "Apply for Credit Card" - "New Customer Application", and select your favorite After installing the card, follow the prompts; 2. Please bring your original identity certificate, work certificate and financial certificate files to any branch of China Merchants Bank for processing in person. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply. 4. Call our credit card customer service hotline, select "3#" in the voice message to apply for credit card consultation, then select "1" to transfer the service specialist to register for you, and notify our local staff to contact you to confirm the application. The credit card application result shall be subject to our bank's actual audit. What are the requirements for applying for a Harbin Bank credit card?
As long as you have a local ID card, a stable job and income, you can apply.
Which bank's credit card can I apply for in Harbin?
Industrial and Commercial Bank of China can be done at the underground of Hongbo~~~
A colleague of mine just finished it a few days ago~~
It seems to be at Hongbo Use a commercial credit card to get a 10% discount~~~
What procedures are required to apply for a credit card from Harbin Bank
ID card, work certificate, you'd better have a Harbin Bank gold card to apply for a credit card for transportation What procedures are required? Harbin
Information required for credit card application
1) Photocopy of ID card (the new version needs to be printed on the front and back on one A4 paper)
2) Unit Original proof of income
3) Photocopies of work permit, badge, entry and exit pass, and interview pass
4) Photocopies of contracts or invoices for purchasing cars, houses, and real estate
5 ) Photocopy of ICBC wealth management fund (front and back photocopy)
6) Photocopy of salary passbook issued by ICBC
7) Credit card from other banks (front and back photocopy) and bank balances in the past three months Photocopy of bill
8) Copy of tax payment certificate
9) Photocopy of diploma and professional title
No need to provide all of them, do your best
As long as the work unit is in this city, it is fine, but it is better to have an ID card from this city. The probability of card approval is relatively high. Which bank's credit card is better to apply for? What kind of proof is needed to apply for which bank's credit card?
Nowadays, the procedures and time for processing credit cards in various former state-owned banks (Industry, Agriculture, China, and Construction) are roughly the same, usually about 30 days. For some local joint-stock banks (Shanghai Development Bank, Guangdong Development Bank, Industrial Bank and other local banks), their procedures are relatively simple, but the time is almost 20-30 days. What procedures are required to apply for a credit card at Harbin Bank?
Do you have a credit card from another bank?
If possible, take a photocopy of the front and back of the card
ID card and photocopy
Just fine