If credit card deletion is prohibited, only repayment can be made, and payment should be stopped by the issuing bank. The reasons for stopping payment of the card may be:

1. The bank froze the card because it failed to repay on time within the specified repayment period, resulting in credit loss.

2. Credit cards restrict illegal cashing, or banks often swipe their cards in the same store because of a large number of swipes, and often swipe their cards during abnormal business hours such as early morning and midnight, which is suspected of cashing out. The bank took control of the credit card account.

3. The minimum repayment amount after the bank has emptied or maxed out the credit card or consumer credit card. Banks are worried that customers' financial situation is poor and their repayment ability is insufficient.

4. The card has not been used, because it has been opened and has been dormant for a long time.

It should be pointed out that if the customer is worried about the loss of the card and other reasons, he can also take the initiative to apply for stopping payment and then apply for cancellation. The issuing bank stops payment, and the bank will unfreeze the card as long as the customer solves the problem. For example, if the repayment is overdue, you should pay the arrears quickly and then take good care of your credit.

1. The name of the credit card is also called debit card. Credit certificate issued by commercial bank or credit card company to qualified consumers. This form is a card with issuer's name, expiration date, quantity, cardholder's name, etc. The signature strips of the cardholder and the magnetic stripe are printed on the front and the magnetic stripe. Consumers with credit cards can buy or spend in specialized commercial service departments, and then banks will settle accounts with merchants and cardholders. Cardholders can overdraw within the prescribed limit.

2. The credit card stipulated in the relevant laws of China (interpretation of the provisions of the National People's Congress on credit cards) refers to the electronic financial payment card issued by commercial banks or other financial institutions, including all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English name of the credit card standard was stipulated as Credit Card.

3. Credit cards are usually plastic cards with special carriers, which are 85.60mm long, 53.98mm wide and 1mm thick. The front is printed with the name of the issuer, expiration date, serial number and cardholder's name, and the back is provided with chips, adhesive tapes and signature strips. Cardholders can use credit cards to buy, consume and deposit cash from banks.

4. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the cardholder has a certain credit limit and can spend before repayment within the credit limit; Quasi-credit card refers to quasi-credit card. The cardholder can deposit a certain amount of petty cash as needed, and when the balance of petty cash account is insufficient to pay, he can overdraw within the specified credit limit. Credit cards usually refer only to credit cards.