Current location - Trademark Inquiry Complete Network - Overdue credit card - How to calculate the revolving interest of China Merchants Bank credit card? My settlement date is the 23rd, and my bookkeeping date is the 5th.
How to calculate the revolving interest of China Merchants Bank credit card? My settlement date is the 23rd, and my bookkeeping date is the 5th.
Hello, an example of revolving interest: ● If your bookkeeping date is the 5th of each month, the due repayment date is the 23rd of each month; ● The current bill printed by the bank for you on April 5th, including all your trading accounts from March 5th to April 5th; ● Suppose there is only one consumption in your current bill, the consumption amount is 65,438 yuan+0,000 yuan, and the time for merchants to apply for payment is March 30th; ● The current payable amount printed on your bill is 65,438 yuan+0,000 yuan, and the minimum repayment amount is 65,438 yuan+0,000 yuan; ● Under different circumstances, your circulating interest is as follows: ① If you pay off ¥ 65,438+0,000 in full before April 23rd, the circulating interest in the statement on May 5th is 0; ② If only the minimum repayment amount is 65,438+000 yuan on April 23rd, the cyclic interest on the statement on May 5th is 65,438+07.85 yuan, and the specific calculation is as follows: 65,438+0,000× 0.05 %× 24 days (from March 30th to April 22nd)+(654,300).

Because Baidu platform can't verify the account information, please call our customer service hotline, and call 8008205555 for free for fixed lines. Phone call 4008205555, enter the ID card inquiry password, press 9# to enter the manual, and the customer service staff will inquire for you.