Most of the time, it is relatively easy to get through the Bank of China credit card customer service phone number. If you cannot get through, the following situations may occur:

1. Sometimes if you are busy, you can call a few more times or call again after a while. beat.

2. Check whether the landline (switch) or mobile phone network you are calling supports making 400 calls.

3. It is a system problem and is under debugging and testing.

The annual bank card fee refers to the annual fixed fee charged by China's commercial banks for bank accounts. The annual bank card fee is collected once a year and the bank debits it from the account. Starting from August 1, 2017, annual bank card management fees will be cancelled, and charges for some basic financial services of commercial banks will be suspended. Bank card annual fees usually refer to debit card annual fees, but broadly include credit card annual fees, online banking annual fees, etc. Debit cards charge an annual fee, but some banks waive the annual fee. Credit card annual fees are generally charged, and the fees are high, ranging from several hundred. In fact, as early as 2011, the China Banking Regulatory Commission, the People's Bank of China, and the National Development and Reform Commission jointly issued the "Notice on the Exemption of Certain Service Charges for Banking Financial Institutions", requiring banking financial institutions to start from July 1 of that year. Exemption from charges for 34 services in 11 categories for RMB personal accounts, including annual fees for specific accounts such as salary and small account management fees, bill printing fees, password modification and password reset handling fees, etc.

However, the annual bank fees were not canceled following the notice, and all four major state-owned banks continued to charge annual fees. Medium-sized comprehensive commercial banks such as China Minsheng Bank, Industrial Bank, China Everbright Bank, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, and CITIC Bank all have no annual fees. The Industrial and Commercial Bank of China, Agricultural Bank of China, and China Construction Bank charge an annual fee of about 10 yuan. The annual bank card fee refers to the fixed annual fee charged by China's commercial banks for bank accounts. The annual bank card fee is collected once a year and the bank debits it from the account.

Starting from August 1, 2017, annual bank card management fees will be cancelled, and charges for some basic financial services of commercial banks will be suspended. Bank card annual fees usually refer to debit card annual fees, but broadly include credit card annual fees, online banking annual fees, etc. Debit cards charge an annual fee, but some banks waive the annual fee. Credit card annual fees are generally charged, and the fees are high, ranging from several hundred. In fact, as early as 2011, the China Banking Regulatory Commission, the People's Bank of China, and the National Development and Reform Commission jointly issued the "Notice on the Exemption of Certain Service Charges for Banking Financial Institutions", requiring banking financial institutions to start from July 1 of that year. Exemption from charges for 34 services in 11 categories for RMB personal accounts, including annual fees for specific accounts such as salary and small account management fees, bill printing fees, password modification and password reset handling fees, etc. However, annual bank fees were not canceled following the notice, and all four major state-owned banks continued to charge annual fees. Medium-sized comprehensive commercial banks such as Minsheng Bank, Industrial Bank, China Everbright Bank, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, and CITIC Bank all have no annual fees. The Industrial and Commercial Bank of China, Agricultural Bank of China, and China Construction Bank charge an annual fee of about 10 yuan.