Current location - Trademark Inquiry Complete Network - Overdue credit card - The billing date for the postal credit card is the 26th. If I swipe it now, how long will it take to pay it back?
The billing date for the postal credit card is the 26th. If I swipe it now, how long will it take to pay it back?

For card consumption on 8.19, the final repayment date is 9.15

The final repayment date for postal credit cards is the 20th day after the bill date. The bill date is the 26th (fixed), that is to say

The bill is generated on 8.26 and records the transactions from 7.27 to 8.26. The final repayment date is the 20th day after 8.26, which is 9.15

The bill is generated on 9.26, recording the transactions between 8.27 and 9.26. The final repayment date is the 20th day after 9.26, that is, 10.16

And so on.

Obviously, the interest-free period for consumption on 8.26 on the billing day is the shortest, with 20 days (swipe on 8.26, and repayment on 9.15). The interest-free period for consumption on 8.27 on the first day after the billing date is the longest, with 50 days (swiping on 8.27, repayment on 10.16). ). It should be noted that there is an interest-free period only for card purchases, but there is no interest-free period for cash withdrawals.