Question 1: What are the application channels for the Bank of Communications Platinum Card?
Answer:
The Bank of Communications Platinum Card can be handled in all branches of the Bank of Communications, and now the online application channel has been opened, which means that from now on, you can apply directly online, but it is not so easy to handle the Platinum Card.
Generally speaking, as long as one of the following three conditions is met, you can apply online:
1, has a stable job, pays three gold in a row, and has never held the main credit card of Bank of Communications.
2. College degree or above, and have not held the main credit card of Bank of Communications.
3. Have certain assets in Bank of Communications, and have never held the main credit card of Bank of Communications.
Question 2: What is the amount of the Bank of Communications Platinum Card?
Answer:
The amount of platinum card of Bank of Communications is still relatively high. Generally, it starts from 50,000 yuan, and the ceiling is not capped. The bank will give a credit line according to the comprehensive evaluation of the credit status of the cardholder, which means that the better your economic conditions are and there is no bad credit, the higher the credit line you apply for.
If you want to handle the card smoothly, it is recommended that you provide the following information when handling the card:
1. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the company official seal or personnel seal), or it can be a copy of the work permit verified and marked by the sponsor;
2. Proof of income: social insurance personal account list, water, electricity and gas bills, credit card bills of other banks, etc. The last 6 months;
3. Financial proof: mainly including real estate license, driving license, funds, stocks, deposits, etc. This is also the most important information for a platinum card.
Question 3: What is the annual fee for the Platinum Card of Bank of Communications? How to waive the annual fee?
Answer:
The annual fee of Bank of Communications Platinum Card 1000 yuan, and the supplementary card is free of annual fee for life.
Many card friends know that the annual fee can be reduced by the number of times the card is swiped, but the platinum card can't. The annual fee for the first year cannot be reduced, but it can be redeemed with points, which means you can deduct the annual fee for the first year with 250,000 points.
Here is a good news for everyone. New customers apply for credit cards on 20 16, 12, 1 to 20 17, 12, 3 1 (subject to the date of card verification), and spend 6 at will within 45 days after card verification, which can reduce platinum.