There are online loans for credit cards, but online loans will affect the approval of credit cards in some special circumstances:

1. If the online loan is overdue and the credit is received, the bank is likely to reject the user's application. If the overdue period is very serious, it will be included in the list of untrustworthy people, which means it will become a black account. At this time, it is impossible to apply for a credit card in any bank.

2. Too many online loans lead to too many debts, and banks will think that the repayment ability has reached the upper limit, and credit card approval will fail.

3. There are fraudulent behaviors when applying for online loans, resulting in bad records in credit reporting. When the bank sees it, it may refuse to apply for a card.

Extended data:

Matters needing attention in applying for a credit card:

The credit card application conditions of different banks are similar. The basic application conditions are that the main card applicant 18 years old or above, and the sub-card applicant must be 16 years old or above, with stable work and legal income, repayment ability, good personal credit information and no bad credit record.

Applicants should have a stable job and legal income, and have certain repayment ability.

Personal credit information is good, and there is no bad credit record, especially no credit card, loans overdue, cash withdrawal and other behaviors.

Of course, these are the most basic conditions, and even if they are met, they may not be 100% passed. In addition, some cards require special conditions, such as assets reaching a certain scale and so on.

People's Network-What information should I pay attention to when applying for a credit card?