If the cardholder's credit card is definitely not activated, there will be no bill. If you are really sure that it is not activated and then a bill appears, you can call the bank customer service consultation.

If you apply for a credit card online, you need to activate it at the counter, because if you want to hand in a confirmation letter at the counter, you need to sign it yourself to prove that you handled it yourself. Apply for a credit card directly at the bank, so you don't have to go to the counter to activate it, because it has been confirmed that I applied for it.

Credit card activation process:

1. Go to the bank to fill in the application for credit card activation;

2. Show your credit card and ID card;

3. A copy of the ID card shall be submitted to Guangfa Bank;

4. Credit card activation is completed. Wait a few minutes, and then receive a text message confirming the activation of the credit card.