I. Credit card limit
The credit cards issued by Bank of Beijing are graded, and the bank has stipulated different grades and different quota standards:
1, and the limit of ordinary credit cards is generally between 1000 yuan and 10000 yuan;
2. The gold card amount is generally between 1 10,000-50,000 yuan;
3. The amount of platinum card is generally more than 50,000 yuan.
Beijing iqiyi co-branded card belongs to the gold card level, and the credit line is naturally between 1 0,000-50,000 yuan. As for the specific credit line, it should be determined by the bank after comprehensively scoring the applicant's credit status.
Remind cardholders that even if you apply for the bank of Beijing Iqiyi co-branded card, the amount may be less than 1 1,000 yuan. In short, personal credit information determines the amount.
Second, the factors affecting the credit card limit
When examining the applicant's credit, Bank of Beijing considers more and more details, such as age, gender, work unit, occupation category, position, education, family status, economic status, credit information and so on.
If the application materials you provide can prove that your family life is stable, your income is stable and your level is high, there are other economic certificates (house, car, deposit, etc.). ), then the amount of gold card you can apply for the iQiyi co-branded card is high, otherwise it is not ideal.
Generally speaking, the amount of gold card of Beijing Iqiyi co-branded credit card depends on whether the application materials provided by the applicant are sufficient. It is very important to overdraw the bank's funds and gain the trust of the bank.