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What bank is the fastest to apply for a credit card?
Which bank is easier to apply for a credit card online?

1. It is quite easy for Bank of China to apply for a credit card online. You can apply for a credit card by logging in to Bank official website and Personal Online Banking. Because the online application page of China Bank is simple and clear, you can clearly see all credit card types, and then click to handle them according to your own needs. Under normal circumstances, online application is about 5 to 7 days faster than counter application.

2. It only takes about 10 to 15 minutes for Guangfa Bank to apply for a credit card online. In addition, Guangfa Bank issues cards quickly, which is convenient and confidential. If all your conditions are fine and your personal credit is good, you can receive a credit card within 2 working days. Yes, you are not mistaken! Guangfa Bank is so fast. However, it should be noted that because the bank will ask you to verify your information, you should always pay attention to checking your mobile phone communication!

3. According to feedback from card friends, the online application of China Merchants Bank's credit card is particularly easy to handle, and the process of online application is relatively simple. If your friend has a CMB credit card, you can ask your friend to recommend a card, so the credit card application process will be much faster.

4. ICBC credit card online application is also very good. Like China Merchants Bank, as long as your friend has an ICBC credit card or debit card, you can apply for a credit card online soon.

Which bank is the easiest to apply for a credit card?

There are many types of credit cards in banks, and the standards are different. The following credit cards are relatively easy to apply for.

1, CGB credit card

Guangfa Credit Card has many activities, large amount, convenient application and many loyal fans. The easiest credit card to apply for is of course Guangfa True Love Credit Card. This card is the first female-only credit card in China, and the triple points of self-selected merchants have made countless female consumers crazy. More importantly, it is simple and quick to handle this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.

2. China Merchants Bank Credit Card

The best card of China Merchants Bank is China Merchants Youth Card, which is one of the most popular and favorite cards for young people. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts. If the maximum withdrawal amount of 100% credit line is not enough, then the first withdrawal every natural month is free ~ ~

3. Ping An Bank Credit Card

Ping An Bank's credit cards are very grounded, such as the owner's card for car owners, the standard card for supermarket shopping, the platinum card discount at the airport, and direct access to the cinema. Card promotion covers food, fitness, entertainment, shopping and so on. TOP2, the most sought-after and easiest credit card to handle.

4. CITIC Bank Credit Card

CITIC Bank's credit card network application is quite efficient, and the bank will accept it within 24 hours! Auditing information is very simple, just copy an ID card, and there are many preferential activities, such as refueling points, full cash back, free food, giving away movie tickets and so on. The fastest day to issue a card, the maximum amount is 65,438+10,000, and the two most worthwhile cards of CITIC Bank Credit Card are none other than them.

5. China Everbright Bank Credit Card

The installment fee of Everbright Credit Card has always been the lowest in China, and the approval success rate is high. Getting the card as soon as possible is good for the reputation of card friends. Ten yuan welfare life to create the most affordable activities of eating, drinking and having fun. Ten dollars to watch movies, enjoy food, wash beautiful clothes and cars?

6. Industrial Bank Credit Card

Industrial Bank has few outlets, but many activities and benefits. For card friends who love to travel, mango co-branded credit card is essential. It is the oldest and most sought-after card in domestic credit card tourism products. In addition, the application success rate is often much higher than other credit cards. Of course, if you can show the customer service staff the proof that you intend to travel abroad during the application process, the application for mango card will be at ease!

Which bank is easier to handle credit cards?

1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.

2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.

3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.

4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.

How to apply for a credit card

First, select the bank and credit card type.

1. Issuer: At present, most banks are eligible to issue credit cards. According to personal habits, you can choose banks such as construction, industry and commerce, transportation, investment promotion and CITIC.

2. Credit card types: Credit cards include cartoon cards, game cards, owner cards, food cards and other co-branded cards. Different types of cards have different rights and interests.

Second, apply for qualification

1. 18 years old, with a stable income, a fixed office address, and the company has a fixed telephone.

2. ID card, work certificate, social security, education certificate, etc.

3. My real-name authenticated mobile phone number and email address.

4. Proof of assets, such as automobile production, real estate and deposit certificate. (Special requirements for quotas).

Third, the application method

1, official bank credit card WeChat official account.

2. Bank credit card official website, such as XX bank credit card.

3, bank outlets, with the help of staff to fill in the application materials.

4, credit card outlets to promote personnel to deal with.

Fill in personal information truthfully when applying online. Home promotion needs to provide original personal information such as ID card and work certificate.

Fourth, after the information is submitted,

1. After the information is submitted, it will be reviewed by the staff of the credit card outlets, and will generally be verified by the company telephone and personal telephone; Some applications will have two spot checks and a return visit.

2. Review time: generally, the review will be completed within 10 working days. After approval, print the card and mail it to the company address.

3. Some banks have opened a quick audit, and the audit results can appear in a short time, but it still takes time to make cards and send them.

Verb (abbreviation for verb) accepts credit cards.

1. After receiving the credit card, an introduction will be attached, and the credit card will be activated according to the prompt;

2. Credit card activation methods are divided into: telephone activation, bank APP activation, and business outlet activation;

3. You need to bring the original ID card and credit card to activate the outlets.

4. Keep in mind the billing date and repayment date of the credit card, repay on time and maintain good credit.

What bank credit card is the easiest to pass?

1. Standard credit card of Bank of Communications.

Approval speed: very fast, usually within 10 minutes. When I applied for it myself, I just submitted it online, then turned around and sent a text message, which took less than 1 minute! Xiaobai's quota is quite good. Moreover, the Red Friday activity of Bank of Communications is simply a must! ! !

2. Everbright Bank Sunshine Credit Card.

Who designed the color!

Let's change the Yanhuang card.

Approval speed: 2-5 days. It's just an EMS registered letter by express mail. God, that postal outlet shouldn't be too hard to find! ! In fact, there are many comrades who organize newspapers, and the tables are also very chronological, like rows of old movies from the 1980s.

In addition, Everbright Bank often recommends platinum golf cards for telemarketing, but does not necessarily give the amount. A little pit.

Third, CITIC UnionPay standard credit card.

Speed of application: CITIC's credit card quota is not very generous, but the approval speed is quite fast. Bian Xiao once recommended a client to handle it. As a result, my POS machine was delivered from Hefei to Harbin by express delivery, but the customer said that his credit card had been received.

7 fast credit cards can be recommended as soon as 1 minute for approval.

Fourth, Ping An standard credit card.

Ping An Insurance has done a lot of things recently, but credit cards are still quite close to the people, and it is said that water will be released at the end of the year, and the approval amount is high. Generally 1 to 3 days will be approved.

Ping An focuses on advertising, promoting 1w, and the 2w quota is easily approved, but the actual quota is often much lower.

Fifth, people's livelihood standard credit card.

Approval speed: within 5 days, the basic information will be approved without problems, and the amount is good. Suitable for novice cardholders, the maximum withdrawal ratio is 40%, and the withdrawal fee is 65438+ withdrawal amount is 0%. Other functions are relatively common. Recently, cash loans, installment loans and various E loans are popular, and Minsheng Bank has little movement.

Sixth, CCB Longka standard dual-currency credit card.

So much for the fastest introduction of banks applying for credit cards.