It depends on whether the credit card repayment date is in the current month. The credit card repayment date of Bank of Communications is 20 days after the bill date.

1. If the billing date is 5th, the repayment date is 25th of the current month, and the installment repayment starts from the current month;

2. If the billing date is 15, then the repayment date is the 5th of next month, and the repayment will be made in installments from the second month.

After the Bank of Communications repays the credit card in stages, it will be repaid from the latest credit card repayment date, and the cardholder can make full repayment according to the amount of the credit card bill. It is impossible to repay in installments or the minimum repayment amount again. If the repayment amount is insufficient, it will be overdue, which will affect personal credit information.

Number of periods and handling fee

Series: 3, 6, 9, 12, 18, 24;

Corresponding rates: 0.72%, 0.72%, 0.72%, 0.72%, 0.72%, 0.72%.

Extended data:

You cannot apply for bill installment transaction.

Various formalities fees charged in accordance with the articles of association and contract applicable to the credit card of Bank of Communications, such as annual credit card fee, cash advance transaction fee, interest, late payment fee, over-limit fee and other credit card fees;

Transfer transactions, cash withdrawal transactions, real estate sales, securities transactions, repayment of loans, purchase of lottery tickets, payment of fines, payment of taxes, public utility fees, hospital transactions, legal fees, bail and bonds, government services, government loans, embassy and consulate fees, overseas online consumption, etc.

Bank of Communications Credit Card-Divide it if you want