The personal credit card of China Merchants Bank has the function of borrowing cash in advance. You can withdraw the cash from the credit card through the ATM and bank counter of our bank or other banks, or transfer the money from the credit card to the savings card of China Merchants Bank in your own name through online banking and telephone voice (the cash withdrawal function of the business credit card is consistent with the company's setting).

Credit cards can only be cashed if they have a transaction password and the cash advance function is enabled. The cash advance function of personal business card depends on whether the company is enabled or not, while the corporate business card has no cash advance function. Turn on/off the cash advance function online: log in to the credit card online bank, click Card Management-Transaction Password Management, and follow the prompts.

Tips: There will be a certain handling fee and limit for cash advance, and interest-free repayment will not be enjoyed. From the date of cash withdrawal to the date of settlement, interest will be charged at the rate of 0.5 ‰ per day, and compound interest will be calculated monthly.