Due to the abnormal status of credit cards, people may not be able to use credit cards for consumption normally. At this time, we must find out the reasons for the abnormal state and take corresponding measures to solve the problem before we can use the credit card for a long time. So, what is the reason for the abnormal status of credit cards? How can we solve the problem?

1, there is a risk of brush theft. When the bank thinks that your transaction is risky and your card may be stolen, the card will display abnormality when swiping. For example, if you often spend money in China, suddenly there will be a large amount of consumption abroad in the evening, and the credit card application platform will call to verify whether I have spent money.

2. Loss reporting or freezing of credit cards. In either case, it is a common abnormal credit card status. If it is not solved, the card cannot be used. If it is a loss report, the only solution is to reissue a new card and use it after getting the card activated; If it is frozen, this will be thawed by the bank. If it is permanently frozen, it cannot be thawed, so we have to apply for a new card.

3. The card is expired or demagnetized. If it is a magnetic stripe card, can the card be degaussed? Only after reporting the loss can a new card be reissued. If you don't pay attention to the card when it expires, it will also show abnormal status, so you must reissue a new card before it expires.

4. Frequent large transactions are controlled by the wind. Triggered the bottom line of risk control for large bank transactions, resulting in the card being locked. According to the new regulations of banks, large consumption refers to the consumption with a single credit card amount exceeding 20,000, which may be monitored by banks. In this case, the cardholder may be required to provide proof such as a consumption receipt to eliminate suspicion.

5. Enter the incorrect password three times in a row. If you enter the wrong password more than 3 times in a row on the same day, you may be locked, and then you will be prompted to be abnormal when swiping the card. Many card friends may have abnormal cards due to careless operation.

If the card status of the credit card is abnormal, the user must refer to the above contents in time to find out the reasons for the abnormal status of his credit card and take corresponding measures to solve it, so as to use the credit card for consumption for a long time.