Many people who apply for a credit card for the first time will ask this question: Which bank's credit card has a higher limit, what is the limit of this card, etc. Generally speaking, the higher the level of credit card, the higher the limit will be, but this is not absolute. In order to apply for a high-limit credit card, we also need to start from the following aspects:

1. Credit status

Whether there is any stain on the credit file will directly affect the card, and credit The quality of the file will also affect the limit. If there have been bad records such as overdue payments, the bank will consider raising the limit as appropriate.

2. Economic status

The financial status directly reflects the applicant's repayment ability. The higher the income, the stable income, and the stronger the assets, the more conducive it is to withdraw funds.

3. Fixed assets

Have your own fixed assets such as houses and cars. Whether the house is lived in by oneself or by others, and whether there is a loan, can also reflect a person's financial foundation. For different situations, banks will give different scores.

4. Nature of work

In addition to career stability, the industry in which you work will also affect credit card consumption. Banks tend to target the following groups: civil servants, teachers, lawyers, business executives, etc. , usually you can get a higher amount.