What kind of credit card (debit card) can a new Xingye household apply for?

1. Starry Night_Constellation Credit Card (credit card) (regular card)

It is also commonly known as "Industrial Constellation Credit Card (credit card)", which can be said to be the common card of IB The best among them.

The card is divided into "UnionPay Standard RMB Version" and "UnionPay + VISA Dual Currency Version". Among them, the dual currency version is issued in the form of a card set. A set of cards includes two cards. One is a standard-sized RMB/USD dual-currency card, and the other is a MINI dual-currency card (a card that is approximately 43% smaller than the standard size). Online application for standard version and dual-currency card package needs to be applied at the counter.

Although banks generally no longer issue dual-currency cards, you can still purchase the Constellation dual-currency card. The MINI card in the dual-currency card set allows the applicant to choose freely. You can choose any card face according to your zodiac sign, which has distinctive features.

1. Basic situation

The limit of the Constellation Cap Card is within 10,000. If you want to upgrade, you can apply for a gold card (50,000). The annual fee for the regular card is 100 yuan for both versions (the gold card is 200 yuan). The annual fee is waived for the first year, and swiping a credit card (debit card) 5 times is waived for the following year.

In addition, a production fee of 40 yuan/card (set) is required, but the production fee is waived for the first purchase (unlimited).

2. Special privileges

(1) The first cash withdrawal transaction in each billing month (including overpayment recovery transaction) is free of charge.

(2) Aviation accident insurance worth RMB 2 million: If you use this card to purchase tickets and take flights in full throughout 2017, you can get aviation accident insurance worth RMB 2 million. But this requires a gold card.

(3) Supreme car rental benefits: Throughout 2017, the daily rent on the first day of short-term rental of designated models is half price (limited to once per customer); at the same time, you can enjoy a 12% discount on the daily rent during the rest of the time. Customers who successfully settle will receive a 100 yuan electronic coupon (limited to one per customer per year).

2. Taobao co-branded credit card (credit card) (gold card)

1. Basic situation

The gold card limit is within 50,000. The annual fee is 200 yuan, and the annual fee is waived in the first year. The annual fee is waived in the following year after 5 purchases (including cash withdrawals).

In addition, it has an electronic cash function and can be used to make payments using electronic cash accounts at UnionPay online consumer terminals with logos.

2. Special rights and interests

(1) Points and rights: As long as you use a credit card (credit card) when shopping at a merchant that displays "Supporting credit card (credit card) shopping" on Taobao. For transactions completed with credit card) quick payment methods, you can enjoy points rewards from your credit card (debit card). Points bonus standard: RMB 1 yuan = 1 credit card (debit card) point. And there is no limit on the transaction amount, you can get as many points as you trade.

At the same time, points can be redeemed at any time to enjoy real-time shopping discounts. Deduction standard: 500 credit card (debit card) points = 100 Alipay points, 100 Alipay points = 1 RMB.

(2) The first cash withdrawal is free of charge. Every billing month, the first cash withdrawal transaction fee is waived!

(3) 2 million aviation accident insurance, similar to the constellation card.

3. Bank Platinum Card (Yo Series)

1. Basic situation

The starting limit is 50,000, and the maximum limit is heard to be 1 million. The annual fee for the You series is: 900 yuan for the main card and 600 yuan for the supplementary card (standard version: 2,600 yuan for the main card and 1,200 yuan for the supplementary card, which is much higher than the You series).

2. Special benefits

(1) Free domestic and overseas airport transfers: 4 domestic + 2 overseas airport transfers per year with supplementary card

This is The most valuable benefit of the You series, Xingye's airport pick-up service is worth 100 yuan/time in China and 250 yuan/time overseas. If you don't use it yourself, you can also sell it. It's rare to see such an exciting benefit.

(2) VIP benefits at global airports: 12 domestic + unlimited visits to overseas airport VIP rooms per year, and free admission to 2 people per year.

(3) Free one-day supreme car rental every year.

(4) You can enjoy 10 million yuan traffic accident insurance when purchasing tickets for travel, and your spouse and minor children can also enjoy it.

(5) Points are worth redeeming for miles

10 points: 1 airline mile (Air China, China Southern Airlines, China Eastern Airlines, Hainan Airlines)

13 points: 1 Xiamen Airlines Reward points

A maximum of 200,000 credit card (credit card) points can be redeemed each year. If you earn points from a card like PASS, you can also use this card to exchange points for miles. [img]

Which credit card of Industrial Bank is better?

Industrial Bank’s China Eastern Airlines co-branded platinum card elite version.

Xingye has four airline co-branded cards, namely: China Eastern Airlines co-branded card, China Southern Airlines co-branded card, Jilin Airlines co-branded card and Xiamen Airlines co-branded card. Among them, the Platinum Card (Elite White) with no annual fee is the most cost-effective. In view of the points recording method and card level, Jilin Airlines and Xiamen Airlines can be excluded, and China Eastern Airlines Elite White and China Southern Airlines Elite White are the first choices.

The total monthly redemption mileage points for airline co-branded cards shall not exceed the limit of the co-branded card. The upper limit in a single natural year is 600,000 points. China Eastern Airlines Elite White 10:1 ratio can redeem up to 60,000 miles per year, and China Southern Airlines Elite White 12: A maximum of 50,000 miles can be redeemed in one year.

China Eastern Airlines Elite White and China Southern Airlines Elite White only differ in the annual redemption mileage limit. All the gameplay of China Eastern Airlines Elite White in this article also applies to China Southern Airlines Elite White, so you can choose the corresponding airline according to your needs. Co-branded card.

Introduction

Industrial Bank Co., Ltd. ("Industrial Bank") was established in August 1988. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. 1. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 601166), with its head office in Fuzhou.

As China's first "Equator Bank", Industrial Bank always adheres to the "scientific and sustainable" development concept, operates in a legal, stable and civilized manner, and takes into account the protection of shareholders, customers, banks, employees and the social environment. interests of all parties and actively practices corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad.

Which credit card is the best Industrial Bank card?

Before applying for a credit card, many friends will first think about: which credit card is easy to apply for, which credit card has a high limit, etc., and found out how many Industrial Bank cards there are in 2018 This credit card is very good and easy to apply for. If you are planning to apply for an Industrial Bank credit card, you can refer to it.

2018 Industrial Credit Card

1. Industrial Constellation Credit Card

This Industrial Credit Card has two versions: UnionPay single currency version and UnionPay/ Visa dual-currency version (card set), the former can be applied online, and the latter needs to be applied at the counter.

Features: Free of charge for the first cash withdrawal every month, free high-value aviation accident insurance, supreme car rental discounts

2. Industrial Taobao co-branded card

Hold it Family members deserve it and it is one of the best choices for online shopping. It is easy to apply and difficult to apply for. It is also an easier credit card to apply for from Industrial Bank.

Features: No handling fee for cash withdrawals, no first-year annual fee, and the following year's annual fee will be waived if you swipe 5 times. In addition, points are accumulated for online shopping, and the points can also be used as cash to deduct the shopping amount. The ratio is: 500 credit card points = 100 Alipay points, 100 Alipay points = 1 RMB.

3. Industrial China Southern Card

There are gold card and platinum card. The platinum card is divided into elite version and standard version. If there is a big difference in benefits, you can understand it clearly first. Make a decision.

Features: If it is a gold card, there is no annual fee if you swipe it 5 times, the mileage redemption ratio is high, 15 yuan = 1 mile, and 2 times the points on your birthday. For the Platinum Elite Edition, you can spend RMB 2,000 for free within 60 days of placing the card in the first year, and you will be exempted from the annual fee for the following year if you spend RMB 30,000 or more. You will get double points for overseas consumption, and RMB 12 = 1 mile.

4. Industrial Platinum Card Series

Among the Industrial Platinum Card Series, the Standard Edition and Long Series of Bank Card Platinum Cards are the most worthy of application. The benefits are great, the application threshold is low, it is easy to apply for the card, and points can be converted into miles.

Features: Free pick-up and drop-off at domestic and overseas airports, 4 domestic + 2 overseas pick-ups per year, of which the domestic value is 100 yuan/time and the overseas value is 250 yuan/time. If not used, it can be sold. VIP privileges at airports around the world, free one-day car rental every year, 10 points = 1 mile, great value redemption.

5. Industrial Standard Credit Card

Compared with other cards, Industrial Standard Credit Card is the easiest to apply for. Even college students who have just left school and newcomers to the workplace can apply for the card.

If you are new, you can give it a try.

Features: The biggest feature of this card is the cash installment benefit, which provides cardholders with cash withdrawal services and calculates 5 times points.

Which Industrial Bank credit card is better?

There are many types of Industrial Bank credit cards. Next, let’s take a look at which Industrial Bank credit card is the best.

01

Industrial Standard Credit Card

Industrial Standard Credit Card is easier to apply for. School students can choose to apply for Industrial Standard Credit Card.

02

Industrial China Southern Card

Industrial China Southern Card has two types: white card and gold card. Different versions of Industrial China Southern Card have different rights and interests.

03

Industrial Taobao Co-branded Card

It is relatively easy to apply for the Industrial Taobao Co-branded Card. Among the many credit cards of Industrial Bank, the Industrial Taobao Co-branded Card is relatively It’s easy to apply. The Xingye Taobao co-branded card has points that can be used to deduct the purchase amount.

04

Industrial Constellation Credit Card

The application threshold for Industrial Constellation Credit Card is relatively low, but there are many application conditions, such as the age should be between 18-60 years old , stable job, no bad credit record, etc.

Which Industrial Bank credit card is better?

It depends on what kind of benefits you want and the level of the card type

Now Industrial Bank has a high-end standard platinum card with activities. It used to have an annual fee of 2,600, but now it lasts for 6 months. If you earn 10,000 points every month and make an installment of any amount, the annual fee will be waived and refunded. The Visa Standard Platinum Credit Card has very good benefits in terms of travel, health, and physical examinations, and the minimum credit limit is 30,000. If it is less than 30,000, it is an ordinary gold card.

If the card has a pretty face: For little girls, we recommend Ele.me three-color ice, Ele.me strawberry, and peach blossom gold cards.

Some cardholders value their rights and don’t want annual fees. PICC Elite White is also good, with three times the points and good rights.

That’s it for the introduction of which Xingye credit card is better.