The transfer method of this software is as follows:

1. Users can log in to the Jinshang Bank app on their mobile phone, find and click the "Credit Card" option on the mobile phone page.

2. On the page, select the credit card to which you want to transfer funds and click "Next".

3. On the page, fill in the receiving bank and debit card number, click the "Confirm Payment" button, enter the transfer amount and payment password to complete the transfer.