What is the cancellation process for Bank of Communications credit card?

If a user wants to cancel a Bank of Communications credit card, the general process is as follows:

The first step is to check whether there is any outstanding balance. Before canceling a credit card, the user must ensure that there is no outstanding balance in the credit card, otherwise the cancellation will not be possible. Specific inquiries can be made through ATM machines, customer service hotlines, mobile banking, etc. If you are found to be in debt, you need to pay it back promptly.

The second step is to bring relevant documents to the local bank. During bank working hours, users need to bring their credit card and ID card to Bank of Communications to complete the cancellation procedures. This step needs to be done by yourself and cannot be done on behalf of others. Therefore, users must pay attention to this during the processing process. In terms of processing time, it is best to avoid the peak hours of work, otherwise it will delay us too much time.

The third step is to fill in the application form. When arriving at the bank, the user tells the bank staff about the cancellation of his credit card. At this time, banks usually require users to fill out a credit card cancellation application form. After the user fills it out carefully, he can just hand it over to the bank. Of course, relevant signatures and photos are also required at this time. In these aspects, just follow the instructions of the bank staff and perform relevant operations.

The fourth step is to wait patiently. After the user submits the application, he or she cannot cancel immediately. Instead, a 45-day settlement period is required. During this period, users should not use their credit cards to make purchases again. And pay attention to whether there will be an annual fee during this time. As long as there is no outstanding balance on the card, the cancellation can be completed after 45 days.

The fifth step is to cut the card. This is a very important step. After successful logout, users should not discard the card casually. The relevant magnetic strips and chips need to be cut off to prevent others from stealing the information.

Notes on canceling Bank of Communications credit cards: 1. If you have a Bank of Communications credit card that you do not intend to use or that has not been activated, please cancel it in time. Some special cards that are not activated will also be charged an annual fee. 2. Before canceling a Bank of Communications credit card, please make sure that there is no debt in your account and there is no balance; 3. If the credit card you hold is really useless, even if the customer service staff will use various methods to cancel the Bank of Communications credit card, If you are tempted to stay, please be sure to stand firm. Cardholders have the right to cancel the card; 4. Cancellation of Bank of Communications credit cards is completely free and there are no cancellation fees.

Bank of Communications Credit Card Cancellation Process

Bank of Communications Credit Card Cancellation Method:

Method 1: Call the Bank of Communications Credit Card customer service hotline: 8009888888, transfer to manual service, and contact Bank of Communications Credit Card The customer service staff of the center made an application to cancel the Bank of Communications credit card.

Method 2: Go to the Bank of Communications branch to find an account manager to complete the procedures. The cardholder is required to fill out a "Bank Card Account Cancellation Application Form". After filling it out, the counter will stamp it to verify the identity and keep it on file. The bank will give you a receipt, and the bank will conduct various loan verifications to confirm that you have not After the balance is owed (including handling fees, etc.), it will take about 7 days to destroy the account, clear the record, and cancel the credit card.

The difference between credit card account cancellation and card cancellation

1. The number of cancellations is different. Credit card cancellation only cancels the current card. If it is a non-main card cancellation, it will not affect the use of other cards. Credit card account cancellation means canceling all credit cards under the same account, for example, canceling all secondary cards under the primary card.

2. Different meanings. Canceling a credit card does not clear the credit card account information. Canceling a credit card directly deletes the account and clears the points, bills and other information on the card.

3. The card can be restored after canceling it. If you choose to cancel the credit card, because the account is retained, the credit card can be restored after cancellation. If you choose to cancel your credit card account, you will be deleting your account directly, so your credit card cannot be restored after cancellation.

If the cardholder wants to cancel the credit card, he can call the bank's customer service number and then transfer to manual service, or he can cancel the card at a bank branch.

The two concepts are completely different

(1)

1. After the credit card is canceled, your information is still stored in the bank, but this credit card cannot By using it, you are still an old customer of the bank.

2. After the account is closed, all your information except bad information on the bank will be cleared. If you are an old customer, you will become a new customer after the account is closed.

If you will still do business with this bank in the future, it is recommended to go through the card cancellation procedures; if you no longer use the bank's business in the future, you can go through the account cancellation procedures.

(2) Credit card cancellation and account cancellation may seem similar, but they are actually two completely different concepts. Because the meaning of card cancellation is that you have canceled a credit card in a certain bank, but it is possible that you still have other credit cards in this bank. In other words, the bank will still retain all the account opening information for you. This situation is called card cancellation.

But account cancellation is different. Canceling an account means that you have to cancel all credit cards in a certain bank, and you will also cancel your personal account. This bank will delete all your personal information after closing the account, which means that if you want to apply for a new credit card, you need to fill out all the procedures again. Of course, if you have bad records such as overdue credit on your credit card, it will be recorded even if the account is closed.

How to cancel a Bank of Communications credit card?

How to cancel a Bank of Communications credit card

Cancellation method:

Call the Bank of Communications credit card number: 8009888888, ext. For manual service, ask the customer service staff at the Bank of Communications Credit Card Center to cancel your Bank of Communications credit card. The customer service staff will handle the cancellation procedures for you after verifying your identity. All processes can be completed over the phone, without going to a Bank of Communications branch. .

Things to note:

1. Before canceling a Bank of Communications credit card, please make sure that there is no debt in your account and no balance;

< p>2. If you have a Bank of Communications credit card that you do not plan to use or that has not been activated, please cancel it in time. Unactivated Bank of Communications credit cards are also charged annual fees. Click here to view: Bank of Communications Credit Card Annual Fees (Charging Standards).

3. When you cancel your Bank of Communications credit card, the customer service specialist may offer you various discounts to retain you. Please be mentally prepared in advance and prepare the corresponding reasons;

4. It is completely free to cancel a Bank of Communications credit card without any cancellation fees.

How to cancel the application for a Bank of Communications credit card

Let me tell you, you have to wait until the bank calls you to make it clear that you are not going to do it, and be firm-willed. The reason is that you are about to Leaving the city where I am, going to another place, having no job now, being fired from the company, etc., etc., but it is not 100% successful. The Bank of Communications is very rubbish. I was like this before. I made it clear that I would not do it. The credit bureau I also agreed. After 20 days, I fainted and the card was removed. However, when I called to cancel it, the customer service said that I cannot cancel it without opening the card, and there is no annual fee. I haven't opened the card yet, so I am using it as a sleep card. It is recommended to apply for a Ping An Credit Card and it also comes with insurance, which is something other banks cannot offer. Even if you take a car or take the bus, it is very good. As long as the credit card is not canceled, the insurance will always be valid.

How to cancel application for Bank of Communications credit card

No need to cancel. To apply for a credit card, you must pass the review. If you fail to pass the review, you cannot apply. If the review is passed and the credit card is successfully applied for, it will be useless if it is not activated. So you don’t need to cancel. If you have a credit card, you don’t need to activate it. There are no fees as long as the credit card is not activated.

How to deactivate a Bank of Communications credit card? What are the detailed steps?

1. First confirm whether there is any outstanding balance in the card

2. Exchange all the points in the card that can be exchanged for things (you can omit this step if you don’t want points or find it troublesome) ) 3. Call customer service at 800-9888888 or 021-53529888 to indicate that you do not need this card and just cancel it.

How to cancel a Bank of Communications credit card

Even if you don’t get the card, you can call and ask to cancel it immediately.

It won’t be any trouble..

Just call the customer service and tell them.

You can only make this call from 8009888888 fixed-line PHS phone number (free)

You can only make this call from 4008009888 mobile phone (charges apply)

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If you have any questions about Bank of Communications credit card, as long as it does not involve some of your accounting issues, you can ask me... I hope I can help you~! Haha...

Bank of Communications Credit Card Now I no longer want to use it, how can I cancel the card?

You can apply to cancel the card by calling the 24-hour customer service hotline.

There must be no outstanding balance in the account when canceling the card, and to ensure the security of the account, the card must be with you when canceling the card over the phone. If the card is lost, it can only be canceled at the branch counter. If there are new accounts payable within 45 days (inclusive) of card cancellation, you will still be responsible for it. If there is no outstanding balance or overflow in the account 45 days after the card is canceled, the system will automatically cancel the account without any need to go through any procedures

How to cancel the worry-free service of Bank of Communications credit cards

You can click The following link: creditcardapp.bankm/...tSelect the credit card to be operated, click on value-added services

query and modify, and cancel. Then call the credit card center to inquire about canceling this feature.

How to cancel a Bank of Communications credit card

As long as your credit card does not owe money, you can just call the Communications Credit Card Customer Service Center to cancel it. Do not use the card 45 days after the phone cancellation, then your card is The card is invalid.

How to cancel 5 points for a Bank of Communications credit card that is still under application

How to cancel a credit card that is under application:

1. Failure to activate after application is equivalent to cancellation . The sequelae are possible late post-poor recordings. It will affect your re-application; after receiving the card, call the bank according to the customer service number on the card, select manual service directly according to the voice prompts, and ask you to cancel the card. They will ask you for the reason for canceling the card. If you are sure that you do not want to cancel the card, Then just tell the bank directly that you want to cancel the card for no other reason, because this is the card user's right. In addition, some cards require opening the card for consumption before the card can be refunded. Listen to the manual staff's instructions to see if this is the case, otherwise you can just refund it directly. You need to call in person.

2. When canceling by phone, you must have a tough attitude, because the service staff at the credit card service center are very good and often promise you good and tempting conditions to make you give up the cancellation.

Can I cancel the application for the credit card I just applied for at Bank of Communications immediately?

How to cancel application for Bank of Communications credit card:

1. If you apply for Bank of Communications online Credit cards generally have a credit investigation link, that is, the staff will call your reserved mobile phone number or company number to inquire about the relevant information. You can directly explain to the customer service that you do not want to apply.

2. If you apply through a bank clerk or counter, or the bank directly issues the card without going through the credit reference process, you can also call the bank service hotline or go to the bank branch counter to cancel the card after getting the credit card. You can cancel your credit card even if it is not activated.

How to cancel a Bank of Communications card?

Question 1: How to cancel a Bank of Communications card? The card you applied for in Shaoxing will not affect anything until you return to Hangzhou.

All you have to do is:

Go to any Bank of Communications branch and ask the bank for help The staff will help you call 400-800-9888, which is the phone number of the card center. Of course, if you don’t remember your query password, you have to ask the staff to use his bank card to enter the card center customer service manual service. The staff will say to the customer service : There is a customer here who doesn’t remember the query password. Now I will transfer the phone to him and ask you to help solve the problem.

Next, when you get the phone number, you will report your ID card and the customer service will check the information. , you said just tell him that you want to cancel the card.

Note: To pay off the debt, if there is an overpayment, you have to go to the Bank of Communications branch to fill out a form after 45 days, and put in the bank balance. Take it out. If there is no extra money in it, just leave it alone.

If you must know that you know the query password, there is another way: log in to Bank of Communications Online Banking, click Personal Online Banking to log in. Click Normal User login. You will also be asked to enter and query your password. Look at the bottom right here, there is a query password reset. Click in, and you will be successful.

Question 2: How to cancel the Bank of Communications credit card or the process? The customer service number on the back of the card is firm and says it will be transferred to you, but every time it says that the transfer cannot be made or that it is busy, so when I call it the second time, I have to be firm and say that after calling several times, the line is busy every time. The customer service person who answers the phone will cancel your card for you.

Question 3: I no longer want to use my Bank of Communications credit card. How can I cancel the card? I can apply to cancel the card by calling the 24-hour customer service hotline. There must be no outstanding balance in the account when canceling the card, and to ensure the security of the account, the card must be with you when canceling the card over the phone. If the card is lost, it can only be canceled at the branch counter. If there are new accounts payable within 45 days (inclusive) of card cancellation, you will still be responsible for it.

After 45 days of card cancellation, if there is no outstanding balance or overflow in the account, the system will automatically cancel the account without any formalities

Question 4: How to cancel a Bank of Communications credit card? You can apply for card cancellation by calling the 24-hour customer service hotline. There must be no outstanding balance in the account when canceling the card, and to ensure the security of the account, the card must be with you when canceling the card over the phone. If the card is lost, it can only be canceled at the branch counter. If there are new accounts payable within 45 days (inclusive) of canceling the card, you will still be responsible for it. If there is no outstanding balance or over-deposit in the account 45 days after the card is canceled, the system will automatically cancel the account without any procedures.

Question 5: If you cancel the Bank of Communications card you applied for in Shaoxing, it will not affect anything until you return to Hangzhou.

All you have to do is:

Go to any Bank of Communications branch and ask the bank staff to call 400-800-9888, which is the phone number of the card center. Of course, if you don’t remember your query password, you will have to ask the staff to use his bank number. The card enters the customer service manual service of the card center. The staff will say to the customer service: There is a guest here who does not remember the query password. Now I will transfer the call to him and ask you to help solve the problem.

You will get it next Call and present your ID card. After the customer service checks the information, just tell him that you want to cancel the card.

Note: You must pay off the debt. If there is an overpayment, you must Forty-five days later, go to the Bank of Communications branch to fill out a form and withdraw the money. If there is no extra money in it, just leave it alone.

If you must know that you know the query password, there is another Method: Log in to Bank of Communications Online Banking, click Personal Online Banking to log in. Click Ordinary User Login. You will also be asked to enter and query your password. Here, look at the lower right corner, there is a query password reset. Click in, and you will be successful.

Hope this solves your problem.

Question 6: How to cancel the Bank of Communications credit card cancellation method:

Call the Bank of Communications credit card phone number: 8009888888, transfer to manual service, and ask the customer service staff at the Bank of Communications Credit Card Center to cancel the Bank of Communications credit card If you want to go, the customer service staff can handle the cancellation procedures for you after verifying your identity. All processes can be completed over the phone without going to a Bank of Communications branch.

Things to note:

1. Before canceling a Bank of Communications credit card, please make sure that there is no debt in your account and no balance;

< p>2. If you have a Bank of Communications credit card that you do not intend to use or that has not been activated, please cancel it in time. Unactivated Bank of Communications credit cards are also charged annual fees. Click here to view: Bank of Communications Credit Card Annual Fees (Charging Standards).

3. When you cancel your Bank of Communications credit card, the customer service specialist may offer you various discounts to retain you. Please be mentally prepared in advance and prepare the corresponding reasons;

4. It is completely free to cancel a Bank of Communications credit card without any cancellation fees.

Question 7: How to cancel the Bank of Communications electronic account? Method of canceling the Bank of Communications electronic account:

Customers bring their ID cards and bank cards to any Bank of Communications branch, inform the teller that they need to cancel the electronic account, and enter the email address. The account password can be used. The funds in the electronic account can be withdrawn or transferred to other accounts.

To cancel online banking, you must go to a Bank of Communications branch. Bring your ID card and bank account to any Bank of Communications branch, regardless of the bank where the account is opened; if mobile banking is opened through online banking, you can close it directly on online banking. If it is opened at the counter, you need to bring your card and ID card to the counter to close it.

Question 8: Will the Bank of Communications card be automatically canceled if it is no longer used? If the Bank of Communications card is a debit card, it will be automatically canceled. If it is a credit card, it will not be automatically canceled. That is, it can be divided into the following two situations:

1. If the bank card is a savings card, if the amount is deducted until the balance reaches zero, it will automatically be converted into a "sleeping card". If there are no transactions or any agreements with this card during this period, these accounts will be automatically cleared and canceled in the banking system within 2 to 5 years (periods vary from bank to bank). Bank of Communications will automatically close (cancel) accounts that have no transactions for two consecutive years and have a zero balance.

2. Once a credit card is successfully processed, there will be a corresponding record in the personal credit report. Therefore, regardless of whether the card is activated or not, the bank will not automatically cancel the card. If the card remains inactive for a long time, there will be security risks to a certain extent.

For credit cards, credit card account information and personal credit are directly related. Even if there is no money in the card, the annual fee can be deducted from the overdraft. Therefore, if the card is not used for a long time and causes arrears, it will have an impact on personal credit. If you want to cancel your Bank of Communications credit card account, in addition to going to the counter, you can also complete the operation by calling the Bank of Communications Credit Card Center (400-800-9888) in person.

Question 9: How to cancel Bank of Communications credit card! Not online! Just call the Bank of Communications customer service hotline, credit card service, or manual service to cancel the credit card.

It should be possible to cancel via online banking.

Question 10: How to cancel the Bank of Communications credit card if there is no outstanding balance? Just call the Bank of Communications credit card customer service hotline and ask to cancel the card. Please adopt

The correct cancellation process for Bank of Communications credit cards after they are no longer used

Credit cards are a very convenient payment tool for many people. They can not only make purchases in advance, but also help with financial management. There are many attractive benefits to use.

If you no longer want to use it, remember to cancel the card, otherwise unnecessary fees may be incurred.

The correct procedure for canceling a Bank of Communications credit card after it is no longer used:

Call the Bank of Communications credit card phone number: 8009888888, transfer to manual service, and ask the customer service staff at the Bank of Communications Credit Card Center to cancel the Bank of Communications credit card Requirements, customer service staff can handle the cancellation procedures after verifying the customer's identity. All processes can be completed over the phone without going to a Bank of Communications branch.

For some customers who have not activated their Bank of Communications credit cards, it is best to cancel them in time if they are not using them to avoid annual fees being charged for unactivated Bank of Communications credit cards. Moreover, cancellation of Bank of Communications credit cards is completely free of charge.

After receiving the customer's card cancellation request, the bank will process it within a certain period of time. During this period, the bank will check whether there is any debt on the credit card and whether the customer's debt has been settled.

The card cancellation cycle of most banks takes about one and a half months.

There are also many things to pay attention to when canceling a card. For personal credit cards, there cannot be a certain amount of debt. If there is any, it must be paid off before the card can be cancelled. Of course, there cannot be a balance.

Canceling a Bank of Communications credit card is completely free and there are no cancellation fees.

How to cancel Bank of Communications credit card?

Bank of Communications is one of the six largest banks in China and one of the important financial service providers in my country. Bank of Communications has many types of credit card products, including platinum credit cards and standard credit cards. Bank of Communications has also cooperated with many merchants to launch Bank of Communications Jinjiang Credit Card, Bank of Communications Suning Credit Card, Bank of Communications Walmart Credit Card, etc. There is an annual fee for buying a credit card, so you need to cancel it if you are not using it. There are three ways to cancel Bank of Communications credit cards. Next, these three methods will be described in detail.

The first method is to go directly to a Bank of Communications branch to cancel. As long as you bring your identity document and Bank of Communications credit card, fill in the relevant information at the counter and submit it, the cancellation can be completed.

The second method is to directly call the customer service hotline of Bank of Communications to cancel. To cancel a Bank of Communications credit card, you can call the Bank of Communications credit card phone number 4008009888, and then transfer to manual service to submit an application for cancellation of the Bank of Communications credit card to the telephone customer service staff. The customer service staff can handle the cancellation procedures after verifying the customer's identity. All processes can be completed over the phone. .

The third method is the online cancellation process of Bank of Communications credit card. Download the official Bank of Communications Credit Card APP on your mobile phone, then log in to the credit card APP correctly and find it in the My interface. After logging in to the Bank of Communications Credit Card, find the My Customer Service interface in the upper right corner, and cancel the credit card through online customer service. Directly enter credit card cancellation in the information bar of the online customer service, and then follow the pop-up prompts to complete the credit card cancellation operation.

There are several points that need to be noted when canceling a credit card. First, before canceling a Bank of Communications credit card, there must not be any arrears or balance in the credit card account, otherwise the application for credit card cancellation will fail. Second, if you have an unactivated Bank of Communications credit card in your hand, you need to cancel it immediately. Both activated and inactive credit cards will be charged a certain annual fee. If you do not want to have a credit card, you must cancel it to avoid inconvenience. necessary losses.

That’s it for the introduction of how to cancel a Bank of Communications credit card account.