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What does visa mean?

Visa is currently the largest credit card organization in the world. If the word "Visa" is printed on the card, it means that the card can be used to withdraw money and swipe cards at ATMs in the global Visa network. As long as there is this mark, no matter which bank the card is issued from, the cardholder can use it in most countries around the world.

Visa is like UnionPay in our country, and Visa International is currently the largest international credit card organization in the world. It is a non-profit international organization participated by banks around the world. Its members are composed of banks and other financial institutions, establishing a global payment and financial services network.

Visa cards can be accepted at more than 29 million merchant transaction points around the world. Many banks such as ICBC of my country have cooperated with Visa and can withdraw cash at 1.8 million ATMs, which is infinitely convenient. There are more than 1.85 billion visa cards in circulation around the world, which is enough to prove that visa is the most popular payment brand. visa provides a wide variety of credit and debit products to meet various payment and life needs. Please contact your bank or financial institution immediately to apply for a visa card with extraordinary value, convenience and reliability, and enjoy a superior and fashionable life.

What is visa credit card? Visa provides its financial institution customers with a rich credit card product platform that can meet various payment needs from new credit card customers to high-end consumers, as well as large institutions. Visa's credit card platform also provides value-added services such as a personalized points return system, emergency replacement cards, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and usage.

Visa card is an international credit card (standard credit card, or credit card) product that can be used globally and has the function of interest-free overdraft for consumption. When applying, you need to provide proof of income, employment certificate and other relevant supporting documents.

Visa and Master are the two major credit card organizations in the world. Credit cards with these two logos can be used around the world.

UnionPay is China’s credit card organization. Credit cards with the UnionPay logo were previously only used in mainland China. As the RMB gradually goes abroad, more and more overseas merchants accept UnionPay credit cards.

The differences between visa cards and UnionPay cards are as follows:

1. Differences in scope of use. Visa cards are accepted all over the world, while UnionPay cards can only be used in a small number of areas except within China.

2. Liquidation fees are different. This is not reflected in consumers, but in merchants. The two credit card organizations charge different fees to merchants, and Visa is obviously higher.

3. Differences in special functions. Some countries require individuals to present their visa card or master card when applying for a visa, but do not accept UnionPay cards.

4. The exchange costs for overseas consumption are different. When customers use Visa cards for overseas purchases, there are usually two currency conversion fees; while when using UnionPay cards, there is no currency conversion fee.

There is no difference between ordinary people holding visa cards and UnionPay cards - all visa cards issued domestically contain the UnionPay logo. If we must talk about disadvantages, then the biggest difference is that visa cards do not need to set a password, while UnionPay can set a password. In other words, you only need a signature to swipe your visa card.

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