When applying for a credit card, the approval criteria of each bank are different, and the quota of different banks is different. Experienced customers will choose the bank and card type according to the specific situation to improve the probability of card handling. But there are still many applicants who are white households. What are the credit card application skills for white households?
1, e-mail: qq e-mail is generally used. If you don't have a QQ email address, please fill in your mobile email address in the following format: mobile number @; Telecom number @.
2, education: 25 years old or above, junior college or below. Those under the age of 25 who have no academic qualifications write secondary schools.
3. Annual income: not less than 30,000 yuan, usually not more than 200,000 yuan, with a high card issuance rate of 8,000-65,438+10,000 yuan.
4. Residential address: If you buy a house, you can fill in the property address under your personal name. If you rent a house, you can fill in the address of the homestead on your ID card, and you must be accurate to the house number in detail.
5, landline phone: In fact, there are no landlines in many places now, so you can fill in the form of the first seven digits of the area code and the last four digits of the mobile phone number.
6. Card address: You can get extra points if you choose the company address. You can know the detailed name and address of your unit through the website of Tianyanchao.
The last item is also very important. Record the number of card applications within one month. Don't apply for credit cards frequently within one month, which will give banks a high-risk feeling and greatly reduce the probability of card withdrawal.
How do white families handle credit cards?
The method of handling credit cards for white households is as follows:
1, take the salary card to the bank to apply for a credit card;
2. Provide more financial proof materials;
3. Keep your good credit.
Generally speaking, as long as there is no bad record and a stable job and income, you can apply for a credit card.
Tielie advertisement
A million dollars is too far, but it can raise 50%.
If it is a white loan, you can apply for a credit card at the bank with a salary card, which is easier to handle.
In addition, when choosing a credit card, you should choose one that suits you, such as Puka, Gold Card and Platinum Card. If you apply for a platinum card with ordinary income, you will definitely be rejected.