The handling fee rate paid by the merchant's receipt code is 1, and that paid by Alipay is 0.6. 2. The commission rate for payment through WeChat is 0.6 to 0.8. 3. The commission rate paid through commercial banks is 0.25-0.28.

At present, there are three payment codes commonly used by merchants: 1, Alipay payment code, 2, WeChat payment code, 3, and commercial bank payment code.

1. AliPay receipt code.

1, personal Alipay payment code, commonly known as blue code, no handling fee, no support for green code, no support for credit cards, and individuals can apply. Can't participate in Alipay business activities.

2. Business blue code does not support green code, and credit card payment requires a rate of 0.6. (Preferred Merchant Receipt Code)

Second, the WeChat receiving code.

1, personal WeChat payment code, commonly known as green code, 0 rate, does not support Alipay, does not support credit cards. Can't participate in WeChat business activities.

2, the merchant's green code does not support Alipay, and the credit card payment rate is 0.6 to 0.8. (Preferred Merchant Receipt Code)

3. Commercial bank collection code.

1, bank code, and support WeChat Alipay. Pay credit card, charge one yard more, and make unified reconciliation, with the rate of 0.25-0.28.

2. There are many kinds of bank aggregation codes, such as e-payment of Xingye, micro-mail payment of postal service, long-term payment of China Construction Bank, code scanning payment of Agricultural Bank of China, and merchants' home for work-related injuries.