At present, China Merchants Bank, Minsheng Bank, China Everbright Bank, Industrial Bank, Shanghai Pudong Development Bank, China Guangfa Bank, Shenzhen Development Bank, Huaxia Bank, China CITIC Bank and other joint-stock banks can handle cards.

The credit card is required to be used for more than 6 months and has no bad record. No overdue, no more than four personal cards (credit cards from four banks).

It is beneficial to have a credit card, but the same bank advises you not to do it, because the quota is shared and you should do it with other banks.

The process of using a card to handle a card is the same as normal card handling, which will not improve the success rate of card handling, but the previous card handling quota will have certain reference value to the bank quota.

Whether the card can be approved successfully depends on the application materials submitted by the user and the credit records in the personal credit information system. The bank will decide whether to approve the card and how much after unified and strict examination.

If the card has overdue records or is not often used and the amount is low, it is recommended not to be used as an auxiliary material for handling the card. You can provide some other financial certificates, such as real estate license, deposit certificate, automobile driving license, etc. , fully prove their economic strength, improve the success rate of card.

I hope my explanation will help you.