The credit card balance refers to the amount you have consumed but not repaid, including interest and late fees. If it is a negative number, it means you have paid off the excess. \x0d\ Supplement available balance knowledge: \x0d\ The available balance of a credit card refers to the credit limit of the credit card you hold that has not been used. The available limit will be reduced with each consumption of the cardholder, and will be restored with each repayment of the cardholder. \x0d\　The specific calculation method of credit card available limit is: available limit = credit limit approved by the bank - outstanding balance on bills that have not yet been paid - transaction amount that has not been recorded but has occurred - other related interest and fees. \x0d\ The unpaid credited amount refers to the amount of card transactions that have been billed but not yet returned; the accumulated amount that has been used but not accounted refers to the amount of card transactions that have occurred but not yet been billed; other related interests and fees are Refers to interest such as cash withdrawal or installment payment.