The Ping An Credit Card has an installment of RMB 10,000. The specific repayment amount depends on the number of installments. The Ping An Credit Card is divided into 3, 6, 12, 18 and 24 installments. The corresponding installment rate for each installment is 0.85 0.80 0.75 0.75 0.72 .
Handling fee = installment principal * handling rate for each installment.
For example, divided into 12 installments:
Monthly repayment amount = 10000/12 10000*0.75=908 yuan
The total *** repayment amount is 908 yuan *12=10,896 yuan, which means you can repay 809 yuan in installments over 10,000 yuan with a Ping An credit card.
Requirements for credit card bill installment application:
1. Bill installment application time
From the transaction date to the repayment date, you can freely choose to apply for RMB or Transactions under USD accounts are amortized.
For transactions that have not been billed: You can apply for installment between the day the transaction occurs and 19:30 on the billing date corresponding to the transaction.
For bills that have been issued: You can apply for installments between the day after the bill date and the due payment date (for customers whose accounts have set up automatic repayment, the application deadline is 17:00 on the due payment date: 00).
2. Conditions for applying for bill installments
Applicants must hold a bank credit card, personal card master card, good card usage record, and no delay in current repayment. Customers who only hold commercial cards, business cards, purchasing cards, ANA guaranteed cards or supplementary cards cannot apply for bill installments at the moment.
3. Amount of bill installment application
When applying for RMB bill installment, the minimum application amount per time is not less than RMB 300; when applying for USD bill installment, the minimum application amount per time is not less than RMB 300. $100. After successfully applying for RMB or U.S. dollar bill installments, the principal of each installment and each installment handling fee will be credited to the RMB account, that is, the U.S. dollar bill installment amount will be converted into RMB according to the exchange rate specified at the time of application.