Most banks' credit cards still have a grace period of three days until the repayment date, so you can postpone the repayment for three days and repay within these three days, without charging late fees and penalty interest, and your credit information will not be affected. However, it should be noted that the grace period for repayment stipulated by major banks is not necessarily the same. If you want to repay within the grace period, you'd better know the relevant regulations of our bank in advance to avoid the overdue of credit cards due to different grace periods. Overdue may also affect your credit history, which will have an impact on future mortgage, car loan and business handling.