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Is the loan company's interest high or the credit card withdrawal interest high?
If it is a credit card of China Merchants Bank, the advance cash will generate corresponding handling fees and interest. Handling fee: The handling fee is calculated according to the domestic RMB cash advance 1%, with the minimum cash advance fee of 10 yuan, and the overseas (including Hong Kong, Macao and Taiwan) cash advance fee of 3%, with the minimum cash advance fee of RMB or USD 3 in 30 yuan (American Express Card-Centurion Black Gold Card, American Express Card-100 yuan). Interest: advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly.
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