There is no annual fee for the Agricultural Bank of China card. But it’s limited to first-category cards, and second-category cards still have to be charged. Credit cards also charge annual fees. The annual fee is waived if you swipe the Agricultural Bank of China credit card 5 times. Debit cards charge an annual fee, which has nothing to do with the number of times the card is swiped.
To apply for an Agricultural Bank of China debit card, the current fee is 5 yuan, and the annual fee is 10 yuan. The annual fee is usually deducted one month after applying for the card, and will be deducted in the same month every year thereafter. After 2017, the first bank card of each bank will not charge an annual fee. Currently, online banking is free, and K-Bao is also given for free, and there is no annual fee for Agricultural Bank of China’s online banking.
The difference between Agricultural Bank of China’s savings card and debit card:
1. The number of digits in the card number is different
The debit card has 16 digits and the debit card has 19 digits. digits,
2. The numbers are in different forms
The numbers on the debit card are protruding and feel good to the touch; the numbers on the debit card have printed fonts, which feel soft to the touch. No sense of bulk.
3. The expiry date marks on the card surface are different
The savings card will have an expiration date on the lower left side of the card, but the debit card does not have this mark.
4. The anti-counterfeiting marks on the cards are different
Debit cards will have anti-counterfeiting marks, but debit cards do not have this mark.
5. Card functions are different
Debit cards are used to spend money. Debit cards are contracted with banks and do not have a credit limit. That is, they cannot be overdrafted and must be used first. Deposits are used for consumption. After the debit card is processed, you will be asked to recharge before it can be used normally. It can be used to deposit and withdraw money at ATM machines, transfer money through online banking, pay utility bills, and also make consumption and purchase financial management at POS machines. product.
Debit cards are used to save money. Deposit cards are slightly less useful. Although they can still be spent at ATMs and POSS machines, they are mainly used to save money and pay wages on behalf of others. They use demand deposits. Method of settlement. Of course, neither of these two can be used for overdraft consumption like a credit card, and neither has a credit limit.
Baidu Encyclopedia—Golden Harvest Card