Credit cards, banks have interest income, merchant profit sharing income, cash withdrawal interest income, etc. through credit cards. The more cards you apply for, the more income the bank earns. Therefore, in order for banks to allow more people to apply for cards, the platform aims to It makes it easier for people to apply for a card, so youmitu: banks can make money, users can apply for a card conveniently and make money, and the platform can also make money.