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How about not reporting the loss of the credit card?
You don't need to reissue a credit card after reporting the loss, but you should go through the cancellation procedures within the prescribed time limit to avoid high annual fees.

Tips:

1. Don't handle multiple credit cards frequently because of giving gifts or collecting card faces. Please handle the card rationally according to your own situation and don't be too blind.

2. If you apply for multiple cards, cancel multiple credit cards, and then want to restore the credit cards, all records will be recorded in the credit information system of China People's Bank.

3. Selling cards too frequently will only affect personal credit. Please handle and cancel the card carefully.