Agricultural Bank of China credit card can delay repayment for 2 days. Agricultural Bank of China's credit card can only delay repayment for 2 days. If the loan user's credit card has not received the payment after the number of days allowed to delay repayment, the Agricultural Bank will determine that the loan user has overdue repayment, calculate the loan interest and penalty interest, report the credit information to the central bank, and record the bad credit information record of the loan user, which will have an impact on the user's credit.