Credit card installment refers to the repayment of one-time consumption in installments within a certain period of time. This kind of consumption is suitable for consumption that requires a large one-time payment, such as buying a house, decorating or traveling. Consumption by stages can greatly reduce the economic pressure of consumers, but at the same time, it also needs to bear certain expenses for staging procedures.

When do I need to go on stage? Generally speaking, if you need to buy something big, such as a TV, a bed or a car, and you can't pay the full amount at once, then you can consider the option of using credit card to pay by installments. In addition, if your financial situation is unstable, or you need to deal with some urgent expenses, you can also use your credit card to spend in installments.

However, it should be noted that although installment can help you plan your consumption better, you need to pay certain formalities and interest fees for installment payment. Therefore, before choosing installment payment, you must calculate the cost and interest, and don't exceed your affordability. When using credit card to spend in installments, you should carefully choose the term and calculate the monthly payment fee to avoid unnecessary losses caused by excessive interest and procedures.