Yes You need a credit card to book a hotel in Fiji. You can't complete the reservation without a credit card. You need to apply for a credit card to book a hotel first, and you can't bring more than $5,000 in equivalent currency into Fiji. You can bring a credit card or UnionPay card to spend in Fiji. Fiji can exchange money at Fiji airport, wharf and Nandi town. You can directly change US dollars into Fiji currency. RMB exchange is not recommended, and the exchange rate is low. Unused Fiji currency cash can be converted into US dollars at the airport.