For large debts that cannot be paid off in one lump sum for a long time, the cost of installment repayment is relatively low to prevent interest from rolling.

ICBC credit card installment application method:

When ICBC designates special merchants to spend by credit card, they can directly apply to the cashier for installment payment.

2.？ Between the consumer transaction and the due repayment date, you can easily apply by directly dialing 95588 and turning to labor; Handling channels include ICBC outlets, 95588 telephone banking, online banking, mobile banking, self-service terminals, SMS, etc.

Matters needing attention

The total amount of installment payment and handling fee cannot exceed the available amount of credit card account, and the amount deducted in each installment is regarded as the consumption of the current month and enjoys the interest-free repayment period.

2.

The application for installment payment through 95588 shall be made between the date of consumption transaction and the due repayment date. Handling channels include ICBC outlets, 95588 telephone banking, online banking, mobile banking, self-service terminals, SMS, etc.

3.

The date of installment payment is the first deduction date, and the deduction dates of subsequent installments are the same as the first deduction date. If the number of days in the subsequent repayment month is less than the first deduction date, the deduction date of that month is the last day of that month.

4.

Customers who have paid by installment can apply for extending the unpaid amount, but the same installment business can only be extended once, and the handling fee rate is the same as that of installment.

5.

Apply for prepayment, and the prepayment fee will be exempted.