The credit card starting with 35 is the Transformers Credit Card issued in cooperation with JCB

The financial functions of this card are basically the same as other credit cards of his, and its points are good. To redeem exclusive genuine Transformers gifts

In terms of scope of use: Transformers Card is a UnionPay-JCB dual-currency credit card that can be used through domestic and overseas UnionPay and overseas JCB networks

Transformers Gold Card and Platinum Card are JCB single-logo credit cards, and you cannot use UnionPay in China. It can be swiped at overseas JCB merchants and JCB machines, as well as at domestic CCB special merchants, outlets and self-service equipment. However, this card has the advantage of being credited in RMB for foreign currency transactions and free of foreign currency exchange fees. If you apply before September 14, 2015, you can also enjoy the annual fee-free policy during the validity period of the card. Overall, it is good.