receive this information, but it does not rule out that I can't apply for it because of personal credit problems or because my mobile phone number has been occupied by others before. In the end, the system printing and the approval of the superior bank shall prevail.
content expansion:
credit card application conditions:
at least 18 years old.
hold a valid id card.
No bad credit record.
have a fixed work certificate.
proof of income stamped with the financial seal of the company.
other financial proof, such as bank deposits, real estate, cars, stocks, bonds, etc.
social endowment insurance certificate.
provide two contacts.
The first three conditions must be met, and 4 to 8 pieces of supporting materials should be provided as much as possible, which can specifically include the following information, and as much as possible selectively, so as to ensure the smooth passing of the audit and increase the information usage amount. I received a short message invitation from ICBC, saying that I am a high-quality and high-end customer of ICBC, and invited me to apply for a credit card. The initial limit is 1, yuan. I would like to ask you if this is true. < P > If you have good credit in the bank at ordinary times and have a large cash flow, you can apply for it! Since you sent the message, you can just answer the phone or go to the bank in person to confirm that 95588 called and told me that I was a quality customer and invited me to apply for a credit card. Really?
Mr. Huang forced his daughter Yong Ying to marry another woman, but Yong Ying refused. The Huang family was robbed, their property was robbed and their family was ruined. Mr. Huang promised to sell Dong Ying to a wealthy businessman. Dong Ying escaped overnight, went through all kinds of hardships, found Liu's home and married Liu He. Then, the Liu family found the gold and silver buried by Gong Mengbi in the backyard, and the family business flourished again. Liu He learned from his father's lessons, kept in mind his teacher's teachings, studied hard, made a name for himself, and never forgot to repay Mrs. Liu. Icbc invited me to apply for a credit card. What should I bring? Applicants should submit a copy of their identity documents. If an officer provides a military officer's card, if Hong Kong and Macao residents or Taiwan Province compatriots submit a pass to and from the Mainland, a foreign passport, etc.
work certification documents, such as a copy of work permit, the original work certificate issued by the work unit, a copy of professional qualification certificate and one of the copies of professional titles.
in order to process the application as soon as possible and have an accurate credit limit, please provide the following financial proof, such as the payroll records issued by the bank, the income certificate issued by the unit, the income tax and withholding certificate, the copies of the vehicle driving license, time deposit certificate and other materials, and the property certificate in your own name. Today, I received a text message saying that I am a quality customer of ICBC and asked me to apply for a credit card. Is it true?
Ask the local ICBC.
Don't believe the text message easily.
Now, many fraud methods are like this. When you receive a text message from ICBC and invite me to apply for a credit card, does it mean that you are a quality customer of ICBC?
You can decide whether to apply for a credit card according to your business needs. ICBC
Conditions for applying for a credit card:
At least 18 years old and no more than 65 years old;
I need my second-generation ID card;
proof of work and income stamped with the financial seal of the company;
no bad credit record;
other financial proof, such as real estate, cars, stocks, bonds, etc.
credit card application process:
fill in the application form;
information for the bank itself, and a copy of the information;
the bank sends it to the credit card center;
the credit card center conducts audit, card making and card issuing;
after I get the card, I open it and wait for the password letter.
being at least 18 years old is a mandatory requirement to apply for a credit card, but without a work certificate, it is easy to be rejected when applying for a credit card. Therefore, if you don't have a company, you'd better have fixed assets such as real estate or cars, or if you have a stable income source, you can also go to the bank where you have a transaction and get a bank flow certificate to apply to the bank. If the income source is relatively stable, the application success rate is still very high. ICBC sent me a text message to invite me to apply for a credit card, but can I do it as a student?
This situation may be that you have a deposit in your name (it is estimated that your parents have deposited money in your name), and the star rating in the ICBC system is four or more stars. This way is to sign the card channel directly on the counter, so you can ask in detail, and many students can handle it. Icbc sent a short message to invite you to handle the credit card short message.
It's okay. You can go to any ICBC outlet counter with your ID card and check it out. Today, I went to the Industrial and Commercial Bank of China to do business. It says that I am a quality customer and invited me to apply for a credit card.
That basically meets the requirements. Fill in the information and you will probably get off the card. It should be that you have deposits or wealth management products in ICBC.