While making life easier, according to national regulations, the use of credit cards must also comply with corresponding regulatory requirements; at the same time, criminal gangs also use credit cards as a cover to infringe on consumers through theft, fraud and other means. Funds are safe. To make the use of credit cards standardized and safe, consumers must meet the "four musts".

1. The use must be regulated. It can only be used for personal consumption, and cannot be used in non-consumption areas such as investment and financial management, production and operation, and cannot be used to purchase real estate, securities, funds, and financial management products. Otherwise, banking institutions may stop using the credit card. Be careful when using cards.

2. Do not give the card to others for use, do not cash out or make card transactions through informal channels, do not trust unknown links, pictures and QR codes sent by stores, and do not disclose your credit card. Important information such as card number, password, validity period, security code, SMS verification code, etc.

3. You must pay attention to the risks. Do not set simple passwords such as birthday, ID number, simple number combinations, etc. If you lose your card, you must contact the bank immediately to report the loss. After receiving the loss report prompt, you must promptly contact the bank to report the loss and replace it. Card.

4. The information must be written accurately. When updating personal information including name, mobile phone number and address, you must promptly contact the bank to make changes to ensure smooth communication channels with the bank to avoid being unable to handle it in time in an emergency and causing financial losses.