1, use more credit cards. Where you can spend by credit card, try to spend by credit card and pay attention to the diversification of consumption. Don't often spend money on the same type of merchants. Credit card merchants are too single and do not meet the withdrawal conditions. Therefore, in order to realize credit card withdrawal, in addition to the number of swipes, users should also ensure that the consumption category cannot be single, laying a good foundation for cash withdrawal.
2. Most of them spend money by credit card in bank cooperative merchants. Major banks and many merchants cooperate to launch various preferential activities, such as the fifth Red Week of Bank of Communications and Guangfa Sharing Day. In these activities, users can not only enjoy discounts, but also accumulate credit card points. The most important thing is that they can make a profit by swiping their cards. Therefore, it is best for users to spend more than 70% on credit cards every month, and the number of credit cards should be above 10. If this card swiping behavior is maintained for six months, it is relatively easy to increase the quota.
3. Appropriate staging. There are two kinds of credit card installment: transaction installment and cash installment. No matter what kind of installment, you need to charge a handling fee, which is also one of the sources of overdue income of banks, and it is also helpful to increase the quota. But it will be faster to withdraw money in installments than cash. After all, cash installment is borrowing money from banks, which may make banks question users' repayment ability and refuse to withdraw cash for users.
4. Apply for increasing the temporary quota. Temporary quotas also help to withdraw cash. For example, the temporary quota must be increased for the withdrawal of Pudong Credit Card. It generally takes half a year for Pudong Development Credit Card to increase the temporary quota, and it is necessary. When necessary, users must pay in full after using the temporary quota.
Therefore, the inability to withdraw the credit card amount may be due to the user's lack of skills. In order to successfully increase the credit limit, users should pay attention to maintaining good credit card use behavior, repay in full and on time, and keep the diversification of consumption types, so that it is possible to successfully withdraw cash.