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Do you have to pay an annual fee for credit cards?
Yes, the annual fee policy of most banks has not changed. Generally, the annual fee for standard credit cards is around 100 yuan, while the annual fee for gold cards is generally in 200 yuan or 300 yuan. The annual fee of a single-currency card is lower than that of a dual-currency card. Generally, the annual fee of the supplementary card is halved corresponding to the annual fee of the main card. \x0d\ But the annual fee standard of different bank credit cards will be different according to different cards. For example, the annual fee of the standard credit card of Shanghai Pudong Development Bank is the main card 180 yuan and the auxiliary card 90 yuan; Gold card annual fee 360 yuan, main card, auxiliary card 180 yuan; Annual fee for Pudong Development Co-branded Card 360 yuan; As for PUFA McDull series credit cards, the signboard of "Free Annual Fee for Life" has been put up. Therefore, even for credit cards issued by the same credit card center, the annual fee standard will be very different. Cardholders should first ask how high this "potential cost" is when handling cards. \x0d\ x0d \ For example, the annual fee standard of ICBC: \ x0d \ The annual fee of domestic ordinary cards is 50 yuan, and the gold card/kloc is-0/00 yuan; \x0d\ General card fee for international dual-currency card 100 Yuan, Gold Card 200 yuan; \x0d\ Business Ordinary Card 200 yuan, Golden Card 400 yuan; Platinum card 2000 yuan; \x0d\ The annual fee of all secondary cards is half of the annual fee of the main card.