the minimum repayment amount refers to the minimum monthly repayment amount of a credit card, which is displayed on the current month's bill of the credit card. If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final payment date, which will not affect your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period will be charged with interest from the bookkeeping date, with a daily interest rate of five ten thousandths. (Pay back in full and on time, and you can enjoy the interest-free period for credit card spending)

Minimum repayment amount of credit card =1% for all general transactions in credit card account +1% for all outstanding installment transactions in the account +1% for the unpaid part of the minimum repayment amount in the previous period +1% for all the money used in excess of the credit limit of the account +1% for expenses +1% for interest.