1, (Unpaid installment in the bill+overdraft withdrawal+overdraft consumption other than overdraft transfer and related interest expenses, etc. ) * 10%;
2. If the amount of installment payment, overdraft withdrawal and overdraft transfer has been recorded and there is no repayment, then these amounts need to be repaid in full.
In addition, if the previous bill also uses the minimum repayment amount, then the minimum repayment amount of the current month needs to be added with the outstanding amount of the previous bill.
ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
Card function:
1: Fully realize paperless trading.
Most of the bills and documents used before were replaced by electronic checks, electronic bills of exchange and electronic receipts; The original paper money was replaced by electronic money, that is, electronic cash, electronic wallet and electronic credit card; The original paper document is sent by mail through the data communication network.
2. Convenient, fast, efficient and reliable service.
Through online banking, users can enjoy convenient, fast, efficient and reliable all-round services. You can use the online banking service whenever and wherever you need it.
3. Low operating cost.
Due to the adoption of virtual reality information processing technology in online banking, online banking can reduce the number of business points without reducing the original business volume.
4: Simple and easy to use.
Online e-mail communication is also very flexible and convenient, which is convenient for communication between customers and banks and within banks.
Compared with traditional banks, online banking has many advantages.
First, greatly reduce the operating costs of banks and effectively improve profitability.
Online banking mainly uses public network resources, without setting up physical branches or business outlets, reducing personnel costs and improving the efficiency of bank back-office systems.
Second, there is no time and space constraints, which is conducive to expanding the customer base.
Online banking has broken the geographical and time constraints of traditional banking business, and has the characteristics of 3A, that is, it can provide financial services to customers at any time (at any time), anywhere (in any case) and in any way (in any case), which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profit sources.
Third, it is conducive to service innovation and provides customers with diversified and personalized services.
Selling financial products such as insurance, securities and funds through bank outlets is often greatly restricted, mainly because it is difficult for ordinary outlets to provide customers with detailed and low-cost information consulting services. Using the Internet and bank payment system, it is easy to meet the needs of customers for consulting, buying and trading various financial products. In addition to banking, customers can easily buy and sell stocks and bonds online, and online banking can provide customers with more suitable personalized financial services.