If the credit card is not activated within the validity period of the credit card, it will not be automatically canceled. According to the "How long does it take for a credit card to be automatically canceled if it has not been activated" published by Hualu.com, the bank has no time limit for credit card activation. The credit card can be activated at any time within the validity period. If it is not activated after the validity period, the card will be cancelled. The validity period of a credit card is generally 3 to 5 years, which is marked on the front of the credit card. It can be activated and used before then. After the credit card application is successfully approved, even if the card is not opened, the approval time and specific limit of the card will be displayed in the personal credit report, and words such as "This card has not been activated" will be displayed. Although it is not considered a bad credit record, if there are too many of these "inactive" records, it may affect the success rate and amount of credit applications, because financial institutions reviewing credit reports will consider a lack of demand for loans.