1. In general, credit cards cannot be used for outward transfer, but money can be transferred to credit cards through transfer. But if the cardholder wants to transfer money by credit card, he can also withdraw cash by credit card.
2. Because this process is to transfer money by credit card withdrawal, you need to pay the same handling fee as credit card withdrawal. The domestic cash withdrawal fee is 2.5%, with a minimum of 10 yuan. In addition, the cardholder has to pay 5% interest per day.
3. If the cardholder wants to transfer money through online banking, it is also possible. However, since credit cards do not have overdraft transfer function, cardholders can only recharge Alipay with credit cards after opening online banking, and they can only transfer money after Alipay has money.
Summary: the transfer function of credit card is feasible, but the method is slightly different.
Suggestion: If you want to transfer money by credit card, you'd better not use cash withdrawal, because once you transfer money, the interest paid is relatively high and uneconomical.