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Apply for a Baoshang Bank credit card

Theoretically it is possible. However, the bank may not approve it because they are afraid that it will be inconvenient for you to repay! Even if it is approved, it will cause many inconveniences for future services, such as repayment, card replacement, loss report and some services that must be handled at the counter. As long as it meets the contractor's requirements, The conditions proposed by the bank are fine, but the follow-up services as mentioned above will be a bit troublesome. If it is not necessary, I personally think it is better not to do it.

If there is no one of their local business outlets in your area, you can choose to go to another place to apply. There is no distinction between local and remote locations when applying for a credit card.

These are the conditions for applying for a credit card

Application qualifications (the application conditions include but are not limited to these, and are ultimately subject to review by the Baoshang Bank Credit Card Center):

1. The main card applicant must be over 18 years old (foreigners, Hong Kong, Macao and Taiwan residents must be over 25 years old), and the supplementary card applicant must be over 13 years old (children of non-main card applicants must be over 18 years old);

2. The main card applicant must have a legitimate occupation or stable income.

The reference documents for application are as follows;

1. Identity proof of main card and supplementary card applicants (required documents):

Domestic persons - resident status Copy of the permit;

Compatriots from Hong Kong, Macao and Taiwan—Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots, and copies of residence endorsement or multiple-entry endorsement;

Foreigners—Foreigners A copy of the passport and residence permit or employment permit in China from the country where the person belongs;

Applicants for supplementary cards—copies of ID cards (applicants for supplementary cards who are under 16 years old and have not applied for an ID card must attach a household registration Copy of the book)/Passport/Mainland Travel Permit for Hong Kong and Macao Residents/Mainland Travel Permit for Taiwan Compatriots.

2. Main card applicant’s work certification documents

For example: the original official work certificate issued by the work unit, the original work badge or business card showing comprehensive information, showing the name of the unit, the applicant Name and social security/medical insurance/provident fund payment records in the past three months, etc.

3. Documents proving financial income

For example: bank salary record, income certificate issued by the unit, income tax withholding certificate, self-owned real estate certificate/house purchase contract/bank mortgage repayment Original or photocopy of payment plan, own car driving license, bank deposit certificate and other information.

4. Other credit certification documents.