Credit cards are valid for 3-5 years, and different banks have different validity periods. The specific validity period is subject to the bank to which the credit card belongs.

The number below each credit card is marked with the expiration date, with the specific month in front and the year in the back. The validity period of the credit card is set to facilitate the cardholder to change a new card at the bank in time after the card expires, so as to ensure normal use.

One month before the credit card expires, the bank will take the initiative to mail a new credit card to the user. The new card has the same quota and function as the old card.

Can I use my credit card after it expires?

Credit cards have a certain period of validity. After the expiration, the credit card can no longer be used. If you need to continue to use the credit card, you can call customer service or apply for a new card directly at the business outlet, and you can continue to use the new credit card.

It should be noted that the credit card limit will be adjusted after replacement. If you use your credit card frequently and keep a good repayment record, you can apply to the bank for withdrawal after half a year.