generally, the information directly sent by qq mailbox or qq is not credible, and many of them are sent by scammers. When you see an uncertain link URL sent by a stranger, don't click it at will, which will easily lead to poisoning, and don't casually enter information such as bank account password on the uncertain webpage. Don't fill in personal information casually for such uncertain things, and be careful not to reveal personal privacy, especially don't remit money or make money to strangers.
if you need to get something like a credit card, please bring your ID card and other documents to the local bank counter.