how to apply for a loan in lufax? As a network investment and financing platform built by China Ping An Group, lufax combines global financial development and Internet technology innovation, and provides professional and reliable investment and financing services for small and medium-sized enterprises and individual customers on the basis of a sound risk management and control system to realize wealth appreciation.

lufax loan process

1. First of all, we need to register an account on the lufax website and use the account to log in on the lufax website;

2. Select "Loan Channel" and click Apply Now. Fill in the relevant information and click Apply Now below;

3. Fill in the detailed loan information and personal information;

4. Confirm the bank card information;

5. Submit the loan application and wait for the notice. After it is approved, the staff in lufax will inform you by SMS, and then go to the service online shop to sign the contract.

lufax loan conditions

1. Age limit is 25-55 years old;

2. Job requirements:

(1) The current residence is over 6 months;

(2) He has been working for more than 6 months;

(3) private entrepreneurs: the business license has been registered for over 12 months.

3. If there is an insurance policy, you need to meet the following requirements:

(1) Pay the annual premium in three installments and pay it on time;

(2) Pay the premium in 12 installments every quarter, and pay it on time;

(3) Pay the premium for 36 monthly installments and pay it on time.

lufax loan materials

1. Original ID card;

2. Garage-related documents (including real estate license, house purchase loan contract, property right investigation certificate, etc.); Not provided if there is no garage);

3. Payroll bank flow in the last six months;

4. Work certificate;

5. Power of attorney for personal credit investigation;

6. Debit cards for industry and commerce, agriculture, construction, investment promotion and Ping An Bank;

7. Proof of address: household registration book, real estate license, lease, residence certificate, etc.

8. If there is a policy, you need to provide the original policy and the user name and password of the website. Scope of application (nationwide): Ping An Life Insurance Company of China, China Life Insurance, Xinhua Life Insurance, Pacific Life Insurance, China Life Insurance, Taikang Life Insurance and Taiping Life Insurance.

To learn more about loans, credit cards and financial management, pay attention to the "Money Lab" on WeChat WeChat official account and reply "Money" to get it.