The annual fee of Guangfa Xiangzhen Platinum Credit Card is 480 yuan. Shang Zhen Platinum Card will be issued within 90 days. If you swipe your card for more than 3 times (inclusive), the annual fee of the first year will be exempted for each 88 yuan (inclusive), and the annual fee of the next year will be exempted if you swipe your card for more than 0/2 times (inclusive).

Guangfa enjoys the Platinum Credit Card, which is designed for customers who pursue a higher quality of life. It has the functions of green medical access, green airport access, unified loss reporting service, high travel accident insurance, emergency taxi service and so on. For high-end people with different needs, we have specially designed golf platinum cards, business travel platinum cards and owner platinum cards.

1. Qualification of main card applicant Any individual who has reached the age of 18, has full capacity for civil conduct, has a legal and stable source of income and has a good credit standing can apply for a personal credit card main card with his/her valid identity document to the card issuer of our bank.

2. Qualification of supplementary card applicant The cardholder of individual card master can apply for supplementary card for a designated natural person with full capacity for civil conduct or limited capacity for civil conduct over 15 years old. If the supplementary card applicant is under the age of 18, the consent of his legal representative must be obtained. The cardholder of the main card bears all the debts incurred by the supplementary card.