It means that when you buy something, you don't have to pay it in one lump sum, you can pay it in several installments. During this period, there will be no extra handling fee except the cost of the goods themselves.

Buy by credit card installment:

Shop purchase: directly consult the person in charge of the mall and pay by credit card.

Online purchase: Take JD.COM as an example, log in to JD.COM, select the desired car model, select "Apply for credit card installment", confirm the installment information of the order, and confirm whether to choose 3, 6 or 12 installments to pay off and submit the order.

Benefits of buying a car by installment:

1) There are few restrictions on buying a car. If you want to buy a better car, just pay more money every month.

2) It can be consumed in advance, and the remaining budget can be used to invest in other places, so the funds are more flexible.

3) If each installment is repaid on time, the credit card credibility can be continuously improved, which is more convenient for lending other funds in the future.

4) Under the background of negative interest rate, the value of money is shrinking every day. So in a sense, the later the installment payment, the less valuable the money actually paid, and the more profitable it is than the full payment.